Data as of Oct 28, 2026.
USRT vs XLRE: Differences, Returns & Fees
Over the year to Oct 28, 2026, USRT returned +10.0% to XLRE's +4.3%; 69% of their weight is in the same names.
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Net assets on Oct 27, 2026: $4.2bn for iShares Core U.S. REIT ETF and $8.0bn for State Street Real Estate Select Sector SPDR ETF.
Pair scorecard
Both cost 0.08% a year; their one-year returns differ by 5.7 points; XLRE is 1.9 times larger.
| Measure | USRT | XLRE |
|---|---|---|
| Return | ||
| Total return, 1 year | +10.0% | +4.3% |
| Drawdown | ||
| Below its high | 9.9%, high on Jul 24, 2026 | 7.7%, high on Jul 28, 2026 |
| Benchmark | ||
| What it tracks | FTSE Nareit Equity REITs 40 Act Capped Index | Real Estate Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.08% | 0.08% |
| Net assets, as of Oct 27, 2026 | $4.2bn | $8.0bn |
| Holdings | ||
| Holdings in common | 69% | |
| Top ten holdings, share of the fund | 50.1% | 58.9% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Oct 16, 2015 to Oct 23, 2026 · 575 weekly returnsXLRE returned slightly more: +102.9% to +97.0%. XLRE swung slightly less: 20.8% to 22.1%. XLRE fell less at its worst: −35.2% to −42.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | USRT | XLRE | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +97.0% | +102.9% | XLRE (slight) | Price change plus distributions, reinvested. |
| Annualized | +6.3% | +6.6% | XLRE (slight) | Total return as a yearly rate. |
| Price return | +35.1% | +38.9% | XLRE (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 22.1% | 20.8% | XLRE (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 15.4% | 14.3% | XLRE (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −42.0% | −35.2% | XLRE | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.28 | 0.30 | XLRE (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.41 | 0.44 | XLRE (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.15 | 0.19 | XLRE | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 575 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, USRT and XLRE hold 69% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
69% in common
Only in one fund ↓
Side by side
USRT and XLRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
USRT and XLRE are built for the same job. How do they differ in cost, holdings and results?
- What each follows. USRT follows FTSE Nareit Equity REITs 40 Act Capped Index and XLRE follows Real Estate Select Sector Index.
- One-year total return. Over 1 year to Oct 28, 2026 USRT returned +10.0% and XLRE +4.3% with distributions reinvested, a gap of 5.7 points.
- Number of holdings. USRT holds 124 positions and XLRE holds 31.
Data as of Oct 28, 2026.
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USRT
USRT tracks an index. Over the year to Oct 28, 2026 it returned +10.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 69% of the fund by weight is stocks the S&P 500 also holds, across 124 positions, with the top ten at 50.1%. It sat 9.9% below its high of Jul 24, 2026 on Oct 28, 2026.
XLRE
XLRE tracks an index of Real estate. Over the year to Oct 28, 2026 it returned +4.3% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 58.9%. It sat 7.7% below its high of Jul 28, 2026 on Oct 28, 2026.
Questions people ask
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, USRT against XLRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/usrt-vs-xlre
ETFIQ. (Oct 28, 2026). USRT against XLRE. Retrieved from https://etfiq.com/compare/any/usrt-vs-xlre
[USRT against XLRE (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/usrt-vs-xlre)
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