Data as of Oct 28, 2026.
SCHH vs USFR: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to USFR's +4.1%; 0% of their weight is in the same names.
askIQ about this page
askIQ about SCHH and USFR
Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.
Pair scorecard
SCHH costs 0.08 points a year less; their one-year returns differ by 4.6 points.
| Measure | SCHH | USFR |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +4.1% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | |
| Benchmark | ||
| What it tracks | US REIT | Bloomberg U.S. Treasury Floating Rate Bond Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.15% |
| Net assets, SCHH as of Aug 31, 2026 and USFR as of May 31, 2026 | $11.2bn | $17.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 74% | |
| Top ten holdings, share of the fund | 51.6% | |
Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026. Method
What they share
By the books each fund has filed, SCHH and USFR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHH and USFR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
USFR
USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, SCHH or USFR?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and USFR +4.1%.
- Which is cheaper, SCHH or USFR?
- SCHH is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHH against USFR, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-usfr
ETFIQ. (Oct 28, 2026). SCHH against USFR. Retrieved from https://etfiq.com/compare/any/schh-vs-usfr
[SCHH against USFR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schh-vs-usfr)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.