Which returned more over the last year, SCHH or SGOV?

In the year to Sep 13, 2026, with distributions reinvested, SCHH returned +9.8% and SGOV returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHH or SGOV?

SCHH charges 0.07% a year and SGOV charges 0.09%, so SCHH is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHH vs SGOV: how they differ

SCHH and SGOV hold 0% of their weight in the same names, and SCHH returned more over the year.

Schwab U.S. REIT ETF and iShares 0-3 Month Treasury Bond ETF.

What they hold in common

By the books each fund has filed, SCHH and SGOV hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHH	Only in SGOV
Welltower Inc 9.64%	TREASURY BILL 0.94%
Prologis Inc 8.97%	BLK CSH FND TREASURY SL AGENCY 0.51%
Equinix Inc 4.89%
Simon Property Group Inc 4.48%
Digital Realty Trust Inc 4.36%
American Tower Corp 4.35%
Realty Income Corp 4.00%
Public Storage 3.41%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

SCHH and SGOV on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHH Schwab U.S. REIT ETF	SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	US REIT	0-3 month T-bills
Total return, 1 year	+9.8%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−7.7 pts	−13.7 pts
Expense ratio	0.07%	0.09%
Holdings	117	23

SCHH in plain words

SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, SCHH or SGOV?: In the year to Sep 13, 2026, with distributions reinvested, SCHH returned +9.8% and SGOV returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHH or SGOV?: SCHH charges 0.07% a year and SGOV charges 0.09%, so SCHH is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHH against SGOV, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHH against SGOV, data as of Sep 13, 2026. https://etfiq.com/compare/any/schh-vs-sgov Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources