Data as of Oct 28, 2026.
SCHF vs VCLT: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHF returned +17.6% to VCLT's −5.9%; 0% of their weight is in the same names.
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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $7.5bn on Sep 30, 2026 for Vanguard Long-Term Corporate Bond ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 23.5 points.
Points (pts) are percentage points.
| Measure | SCHF | VCLT |
|---|---|---|
| Return | ||
| Total return, 1 year | +17.6% | −5.9% |
| Drawdown | ||
| Below its high | 4.4%, high on Aug 25, 2026 | 17.8%, high on Sep 22, 2021 |
| Benchmark | ||
| What it tracks | FTSE Developed ex US Index | Bloomberg U.S. 10+ Year Corporate Bond Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, SCHF as of Aug 31, 2026 and VCLT as of Sep 30, 2026 | $69.7bn | $7.5bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 0% | |
| Top ten holdings, share of the fund | 13.8% | |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsSCHF returned more: +219.8% to +101.2%. VCLT swung less: 12.5% to 17.1%. SCHF and VCLT fell about the same at their worst: −33.8% and −34.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHF | VCLT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +219.8% | +101.2% | SCHF | Price change plus distributions, reinvested. |
| Annualized | +7.1% | +4.2% | SCHF | Total return as a yearly rate. |
| Price return | +105.1% | −6.3% | SCHF | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.1% | 12.5% | VCLT | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.2% | 8.7% | VCLT | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.8% | −34.0% | Tie | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.40 | 0.27 | SCHF | Return above Treasury bills per unit of volatility. |
| Sortino | 0.56 | 0.39 | SCHF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.21 | 0.12 | SCHF | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHF and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHF and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHF and VCLT do different jobs. What does each one do in a portfolio?
- What each follows. SCHF follows FTSE Developed ex US Index and VCLT follows Bloomberg U.S. 10+ Year Corporate Bond Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHF returned +17.6% and VCLT −5.9% with distributions reinvested, a gap of 23.5 points.
Data as of Oct 28, 2026.
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SCHF
SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.
VCLT
VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHF against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vclt
ETFIQ. (Oct 28, 2026). SCHF against VCLT. Retrieved from https://etfiq.com/compare/any/schf-vs-vclt
[SCHF against VCLT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schf-vs-vclt)
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