Which returned more over the last year, EMB or SCHF?

In the year to Sep 13, 2026, with distributions reinvested, EMB returned +2.8% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, EMB or SCHF?

EMB charges 0.39% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

EMB vs SCHF: how they differ

EMB and SCHF hold 0% of their weight in the same names, and SCHF returned more over the year.

iShares J.P. Morgan USD Emerging Markets Bond ETF and Schwab International Equity ETF.

What they hold in common

By the books each fund has filed, EMB and SCHF hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in EMB	Only in SCHF
BLK CSH FND TREASURY SL AGENCY 0.84%	SK hynix Inc 2.83%
EAGLE FUNDING LUXCO SARL RegS 0.50%	ASML Holding NV 2.12%
UKRAINE (REPUBLIC OF) C BONDS RegS 0.42%	HSBC Holdings PLC 1.09%
ECUADOR REPUBLIC OF (GOVERNMENT) RegS 0.34%	Novartis AG 0.98%
GHANA (REPUBLIC OF) DISCO RegS 0.31%	AstraZeneca PLC 0.94%
CHINA LIFE INSURANCE OVERSEAS CO L RegS 0.28%	Royal Bank of Canada 0.91%
REPUBLIC OF HUNGARY 0.27%	Nestle SA 0.88%
ANGOLA (REPUBLIC OF) RegS 0.26%	Shell PLC 0.81%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

EMB and SCHF on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	EMB iShares J.P. Morgan USD Emerging Markets Bond ETF	SCHF Schwab International Equity ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	Schwab
What it is	J.P. Morgan USD Emerging Markets Bond	International Equity
Total return, 1 year	+2.8%	+25.4%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.7 pts	+8.0 pts
Expense ratio	0.39%	0.03%
Holdings	612	1476

EMB in plain words

EMB is a bond fund tracking the J.P. Morgan USD Emerging Markets Bond. Over the year to Sep 11, 2026 it returned +2.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.39% a year.

SCHF in plain words

SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.

Questions people ask

Which returned more over the last year, EMB or SCHF?: In the year to Sep 13, 2026, with distributions reinvested, EMB returned +2.8% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, EMB or SCHF?: EMB charges 0.39% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

EMB against SCHF, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, EMB against SCHF, data as of Sep 13, 2026. https://etfiq.com/compare/any/emb-vs-schf Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources