Which returned more over the last year, SCHF or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and SCHP −0.8%.

Which is cheaper, SCHF or SCHP?

Neither: SCHF and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHF vs SCHP: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, SCHF returned +17.6% to SCHP's −0.8%; 0% of their weight is in the same names.

askIQ about this page

askIQ about SCHF and SCHP

Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

SCHF on its own →SCHP on its own →

At a glance

+17.6%

SCHF total return, 1 year

−0.8%

SCHP total return, 1 year

0.03%

SCHF expense ratio

0.03%

SCHP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 18.4 points.

Points (pts) are percentage points.

SCHF vs SCHP: Differences, Returns & Fees
Measure	SCHF	SCHP
Return
Measure	SCHF	SCHP
Total return, 1 year	+17.6%	−0.8%
Drawdown
Measure	SCHF	SCHP
Below its high	4.4%, high on Aug 25, 2026
Benchmark
Measure	SCHF	SCHP
What it tracks	FTSE Developed ex US Index	US TIPS
Cost and size
Measure	SCHF	SCHP
Expense ratio	0.03%	0.03%
Net assets, SCHF as of Aug 31, 2026 and SCHP as of Jun 30, 2026	$69.7bn	$16.5bn
Holdings
Measure	SCHF	SCHP
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	13.8%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, SCHF and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF SCHP

Only in one fund ↓

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Only in SCHP

United States Treasury 4.07%

United States Treasury 4.01%

United States Treasury 4.00%

United States Treasury 3.77%

United States Treasury 3.60%

United States Treasury 3.40%

United States Treasury 3.38%

United States Treasury 3.36%

Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF SCHP Schwab U.S. TIPS ETF

Where it sits Stock ETF Bond ETF

Issuer Schwab Schwab

What it is Tracks an index of International Equity Tracks an index of US TIPS

Total return, 1 year +17.6% −0.8%

Its benchmark over the same days +12.1% (EFA) −1.4% (AGG)

Gap to its benchmark +5.5 pts vs EFA +0.6 pts vs AGG

Expense ratio 0.03% 0.03%

Holdings 1475 48

Net assets, SCHF as of Aug 31, 2026 and SCHP as of Jun 30, 2026 $69.7bn $16.5bn

SCHF and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, SCHF or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and SCHP −0.8%.
Which is cheaper, SCHF or SCHP?: Neither: SCHF and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

SCHF vs TIP BINC vs SCHF EMB vs SCHF SCHF vs VTIP EFA vs SCHP SCHP vs VXUS SCHP vs VEA ACWX vs SCHP

Where to next

SCHF on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →SCHF dividend history →SCHF holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

SCHF and SCHP filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

SCHP prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-schp

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.