Data as of Oct 28, 2026.

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SCHD vs VGT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHD returned +34.5% to VGT's +24.7%; 2% of their weight is in the same names.

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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $154.5bn on Sep 30, 2026 for Vanguard Information Tech ETF.

At a glance
+34.5%
SCHD total return, 1 year
+24.7%
VGT total return, 1 year
0.06%
SCHD expense ratio
0.09%
VGT expense ratio

Pair scorecard

SCHD costs 0.03 points a year less; their one-year returns differ by 9.8 points.

SCHD vs VGT: Differences, Returns & Fees
MeasureSCHDVGT
Return
Total return, 1 year+34.5%+24.7%
Drawdown
Below its high4.8%, high on Oct 6, 2026
Benchmark
What it tracksDow Jones U.S. Dividend 100 IndexMSCI US Investable Market Index (IMI)/Information Technology 25/50
Cost and size
Expense ratio0.06%0.09%
Net assets, SCHD as of Aug 31, 2026 and VGT as of Sep 30, 2026$112.3bn$154.5bn
Holdings
Holdings in common2%
Top ten holdings, share of the fund41.7%63.6%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

Risk and return

Oct 28, 2011 to Oct 23, 2026 · 782 weekly returns
SCHD VGT
Return
Total return edge VGT +554.4% +1,608.7%
Annualized edge VGT +13.3% +20.8%
Price return edge VGT +306.8% +1,367.9%
Risk
Volatility edge SCHD 14.8% 20.6%
Max drawdown edge SCHD (slight) −31.5% −34.1%
Risk-adjusted
Sharpe edge VGT 0.80 0.94
Sortino edge VGT 1.15 1.42
Calmar edge VGT 0.42 0.61
Reading

VGT returned more: +1,608.7% to +554.4%. SCHD swung less: 14.8% to 20.6%. SCHD fell slightly less at its worst: −31.5% to −34.1%.

Full scorecard

9 measures, with how each is measured
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Risk and return: SCHD vs VGT: Differences, Returns & Fees
MeasureSCHDVGTEdgeHow it is measured
Return
Total return+554.4%+1,608.7%VGTPrice change plus distributions, reinvested.
Annualized+13.3%+20.8%VGTTotal return as a yearly rate.
Price return+306.8%+1,367.9%VGTPrice change alone, distributions left out.
Risk
Volatility14.8%20.6%SCHDSpread of weekly returns, annualized. Lower is steadier.
Downside deviation10.4%13.6%SCHDLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−31.5%−34.1%SCHD (slight)Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.800.94VGTReturn above Treasury bills per unit of volatility.
Sortino1.151.42VGTReturn above Treasury bills per unit of downside deviation.
Calmar0.420.61VGTAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

2%

By the books each fund has filed, SCHD and VGT hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first SCHD VGT
Texas Instruments Inc 3.12% 0.98%
QUALCOMM Inc 2.52% 0.76%
Accenture PLC 2.84% 0.45%
Skyworks Solutions Inc 0.24% 0.10%
Only in one fund ↓
Only in SCHD
Merck & Co Inc 4.76%
Amgen Inc 4.70%
Abbott Laboratories 4.68%
Coca-Cola Co 4.16%
Chevron Corp 4.01%
Verizon Communications Inc 3.96%
ConocoPhillips 3.93%
Home Depot Inc 3.87%
Only in VGT
NVIDIA Corp 17.58%
Apple Inc 15.91%
Microsoft Corp 11.16%
Micron Technology Inc 4.45%
Broadcom Inc 4.11%
Advanced Micro Devices Inc 3.67%
Intel Corp 1.98%
Cisco Systems Inc 1.60%
Check overlap with more funds →

Side by side

SCHD Schwab U.S. Dividend Equity ETF VGT Vanguard Information Tech ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US dividend Tracks an index of Information technology
Total return, 1 year +34.5% +24.7%
Its benchmark over the same days not measured +25.0% (FTEC)
Gap to its benchmark not measured −0.3 pts vs FTEC
Expense ratio 0.06% 0.09%
Already in the S&P 500 94.7% 86.8%
Holdings 99 320
Net assets, SCHD as of Aug 31, 2026 and VGT as of Sep 30, 2026 $112.3bn $154.5bn

SCHD and VGT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F50F629FC4

SCHD and VGT do different jobs. What does each one do in a portfolio?

  1. What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and VGT follows MSCI US Investable Market Index (IMI)/Information Technology 25/50.
  2. Holdings in common. 2% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and VGT +24.7% with distributions reinvested, a gap of 9.8 points.

Data as of Oct 28, 2026.

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About each fund
SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

VGT

VGT tracks an index of Information technology. Over the year to Oct 28, 2026 it returned +24.7% with distributions reinvested, against +25.0% for its benchmark, the MSCI US Investable Market Index (IMI)/Information Technology 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 87% of the fund by weight is stocks the S&P 500 also holds, across 320 positions, with the top ten at 63.6%. It sat 4.8% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHD or VGT?
In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VGT +24.7%.
Which is cheaper, SCHD or VGT?
SCHD is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHD and VGT overlap with the S&P 500?
By their latest filed holdings, 95% of SCHD and 87% of VGT by weight is stocks the S&P 500 already holds.
Other comparisons
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ETFIQ, SCHD against VGT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-vgt

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