Data as of Oct 28, 2026.

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FTEC vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, FTEC returned +25.0% to SCHD's +34.5%; 2% of their weight is in the same names.

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Net assets: $22.1bn on Sep 30, 2026 for Fidelity MSCI Information Technology Index ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

At a glance
+25.0%
FTEC total return, 1 year
+34.5%
SCHD total return, 1 year
0.08%
FTEC expense ratio
0.06%
SCHD expense ratio

Pair scorecard

SCHD costs 0.02 points a year less; their one-year returns differ by 9.5 points.

FTEC vs SCHD: Differences, Returns & Fees
MeasureFTECSCHD
Return
Total return, 1 year+25.0%+34.5%
Drawdown
Below its high4.9%, high on Oct 6, 2026
Benchmark
What it tracksMSCI USA IMI Information Technology 25/50 IndexDow Jones U.S. Dividend 100 Index
Cost and size
Expense ratio0.08%0.06%
Net assets, FTEC as of Sep 30, 2026 and SCHD as of Aug 31, 2026$22.1bn$112.3bn
Holdings
Holdings in common2%
Top ten holdings, share of the fund62.2%41.7%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

Risk and return

Nov 1, 2013 to Oct 23, 2026 · 677 weekly returns
FTEC SCHD
Return
Total return edge FTEC +1,178.5% +355.8%
Annualized edge FTEC +21.6% +12.4%
Price return edge FTEC +1,031.1% +198.9%
Risk
Volatility edge SCHD 21.3% 15.3%
Max drawdown edge SCHD (slight) −34.1% −31.5%
Risk-adjusted
Sharpe edge FTEC 0.94 0.71
Sortino edge FTEC 1.41 1.00
Calmar edge FTEC 0.63 0.39
Reading

FTEC returned more: +1,178.5% to +355.8%. SCHD swung less: 15.3% to 21.3%. SCHD fell slightly less at its worst: −31.5% to −34.1%.

Full scorecard

9 measures, with how each is measured
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Risk and return: FTEC vs SCHD: Differences, Returns & Fees
MeasureFTECSCHDEdgeHow it is measured
Return
Total return+1,178.5%+355.8%FTECPrice change plus distributions, reinvested.
Annualized+21.6%+12.4%FTECTotal return as a yearly rate.
Price return+1,031.1%+198.9%FTECPrice change alone, distributions left out.
Risk
Volatility21.3%15.3%SCHDSpread of weekly returns, annualized. Lower is steadier.
Downside deviation14.1%10.8%SCHDLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−34.1%−31.5%SCHD (slight)Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.940.71FTECReturn above Treasury bills per unit of volatility.
Sortino1.411.00FTECReturn above Treasury bills per unit of downside deviation.
Calmar0.630.39FTECAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 677 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

2%

By the books each fund has filed, FTEC and SCHD hold 2% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first FTEC SCHD
Texas Instruments Inc 1.07% 3.12%
QUALCOMM Inc 0.68% 2.52%
Accenture PLC 0.45% 2.84%
Skyworks Solutions Inc 0.09% 0.24%
Only in one fund ↓
Only in FTEC
NVIDIA Corp 17.09%
Apple Inc 16.21%
Microsoft Corp 10.93%
Broadcom Inc 4.20%
Micron Technology Inc 3.82%
Advanced Micro Devices Inc 3.18%
Cisco Systems Inc 1.92%
Applied Materials Inc 1.69%
Only in SCHD
Merck & Co Inc 4.76%
Amgen Inc 4.70%
Abbott Laboratories 4.68%
Coca-Cola Co 4.16%
Chevron Corp 4.01%
Verizon Communications Inc 3.96%
ConocoPhillips 3.93%
Home Depot Inc 3.87%
Check overlap with more funds →

Side by side

FTEC Fidelity MSCI Information Technology Index ETF SCHD Schwab U.S. Dividend Equity ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the MSCI Information Technology Tracks an index of US dividend
Total return, 1 year +25.0% +34.5%
Its benchmark over the same days +24.7% (VGT) not measured
Gap to its benchmark +0.3 pts vs VGT not measured
Expense ratio 0.08% 0.06%
Already in the S&P 500 87.8% 94.7%
Holdings 281 99
Net assets, FTEC as of Sep 30, 2026 and SCHD as of Aug 31, 2026 $22.1bn $112.3bn

FTEC and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-56A21502C1

FTEC and SCHD do different jobs. What does each one do in a portfolio?

  1. What each follows. FTEC follows MSCI USA IMI Information Technology 25/50 Index and SCHD follows Dow Jones U.S. Dividend 100 Index.
  2. Holdings in common. 2% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 FTEC returned +25.0% and SCHD +34.5% with distributions reinvested, a gap of 9.5 points.

Data as of Oct 28, 2026.

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About each fund
FTEC

FTEC tracks the MSCI Information Technology. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +24.7% for its benchmark, the MSCI USA IMI Information Technology 25/50 Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jul 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 281 positions, with the top ten at 62.2%. It sat 4.9% below its high of Oct 6, 2026 on Oct 28, 2026.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, FTEC or SCHD?
In the year to Oct 28, 2026, with distributions reinvested, FTEC returned +25.0% and SCHD +34.5%.
Which is cheaper, FTEC or SCHD?
SCHD is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do FTEC and SCHD overlap with the S&P 500?
By their latest filed holdings, 88% of FTEC and 95% of SCHD by weight is stocks the S&P 500 already holds.
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ETFIQ, FTEC against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/ftec-vs-schd

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