Data as of Oct 28, 2026.

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SCHD vs VDC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHD returned +34.5% to VDC's +12.7%; 19% of their weight is in the same names.

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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $7.4bn on Sep 30, 2026 for Vanguard Consumer Staples ETF.

At a glance
+34.5%
SCHD total return, 1 year
+12.7%
VDC total return, 1 year
0.06%
SCHD expense ratio
0.09%
VDC expense ratio

Pair scorecard

SCHD costs 0.03 points a year less; their one-year returns differ by 21.8 points.

SCHD vs VDC: Differences, Returns & Fees
MeasureSCHDVDC
Return
Total return, 1 year+34.5%+12.7%
Drawdown
Below its high3.1%, high on Oct 22, 2026
Benchmark
What it tracksDow Jones U.S. Dividend 100 IndexMSCI US Investable Market Index (IMI)/Consumer Staples 25/50
Cost and size
Expense ratio0.06%0.09%
Net assets, SCHD as of Aug 31, 2026 and VDC as of Sep 30, 2026$112.3bn$7.4bn
Holdings
Holdings in common19%
Top ten holdings, share of the fund41.7%66.0%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

Risk and return

Oct 28, 2011 to Oct 23, 2026 · 782 weekly returns
SCHD VDC
Return
Total return edge SCHD +554.4% +334.7%
Annualized edge SCHD +13.3% +10.3%
Price return edge SCHD +306.8% +196.3%
Risk
Volatility edge VDC 14.8% 13.2%
Max drawdown edge VDC −31.5% −22.9%
Risk-adjusted
Sharpe edge SCHD 0.80 0.68
Sortino edge SCHD 1.15 0.96
Calmar edge VDC (slight) 0.42 0.45
Reading

SCHD returned more: +554.4% to +334.7%. VDC swung less: 13.2% to 14.8%. VDC fell less at its worst: −22.9% to −31.5%.

Full scorecard

9 measures, with how each is measured
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Risk and return: SCHD vs VDC: Differences, Returns & Fees
MeasureSCHDVDCEdgeHow it is measured
Return
Total return+554.4%+334.7%SCHDPrice change plus distributions, reinvested.
Annualized+13.3%+10.3%SCHDTotal return as a yearly rate.
Price return+306.8%+196.3%SCHDPrice change alone, distributions left out.
Risk
Volatility14.8%13.2%VDCSpread of weekly returns, annualized. Lower is steadier.
Downside deviation10.4%9.3%VDCLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−31.5%−22.9%VDCDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.800.68SCHDReturn above Treasury bills per unit of volatility.
Sortino1.150.96SCHDReturn above Treasury bills per unit of downside deviation.
Calmar0.420.45VDC (slight)Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

19%

By the books each fund has filed, SCHD and VDC hold 19% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

19% in common

Positions both hold · largest shared weight first SCHD VDC
Coca-Cola Co 4.16% 9.80%
Procter & Gamble Co 3.83% 9.90%
PepsiCo Inc 3.64% 4.28%
Altria Group Inc 2.78% 3.86%
Target Corp 1.78% 2.50%
Archer-Daniels-Midland Co 0.95% 1.41%
Kimberly-Clark Corp 0.87% 1.02%
Hershey Co 0.64% 0.90%
General Mills Inc 0.54% 0.69%
Marzetti Company 0.06% 0.19%
Interparfums Inc 0.05% 0.21%
Flowers Foods Inc 0.04% 0.09%
Only in one fund ↓
Only in SCHD
Merck & Co Inc 4.76%
Amgen Inc 4.70%
Abbott Laboratories 4.68%
Chevron Corp 4.01%
Verizon Communications Inc 3.96%
ConocoPhillips 3.93%
Home Depot Inc 3.87%
UnitedHealth Group Inc 3.82%
Only in VDC
Walmart Inc 13.86%
Costco Wholesale Corp 12.12%
Philip Morris International Inc 4.83%
Mondelez International Inc 2.58%
Colgate-Palmolive Co 2.28%
Monster Beverage Corp 2.08%
Keurig Dr Pepper Inc 1.48%
Sysco Corp 1.37%
Check overlap with more funds →

Side by side

SCHD Schwab U.S. Dividend Equity ETF VDC Vanguard Consumer Staples ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US dividend Tracks an index of Consumer Staples
Total return, 1 year +34.5% +12.7%
Its benchmark over the same days not measured +12.7% (FSTA)
Gap to its benchmark not measured 0.0 pts vs FSTA
Expense ratio 0.06% 0.09%
Already in the S&P 500 94.7% 86.4%
Holdings 99 105
Net assets, SCHD as of Aug 31, 2026 and VDC as of Sep 30, 2026 $112.3bn $7.4bn

SCHD and VDC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-777FAF05E6

SCHD and VDC do different jobs. What does each one do in a portfolio?

  1. What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and VDC follows MSCI US Investable Market Index (IMI)/Consumer Staples 25/50.
  2. Holdings in common. 19% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and VDC +12.7% with distributions reinvested, a gap of 21.8 points.

Data as of Oct 28, 2026.

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About each fund
SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

VDC

VDC tracks an index of Consumer Staples. Over the year to Oct 28, 2026 it returned +12.7% with distributions reinvested, against +12.7% for its benchmark, the MSCI US Investable Market Index (IMI)/Consumer Staples 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 105 positions, with the top ten at 66.0%. It sat 3.1% below its high of Oct 22, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHD or VDC?
In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VDC +12.7%.
Which is cheaper, SCHD or VDC?
SCHD is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHD and VDC overlap with the S&P 500?
By their latest filed holdings, 95% of SCHD and 86% of VDC by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHD against VDC, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-vdc

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