Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs XLB: how they differ
SCHD and XLB hold 0% of their weight in the same names, and SCHD returned more over the year.
Schwab U.S. Dividend Equity ETF and State Street(R) Materials Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHD and XLB hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in XLB |
|---|---|
| QUALCOMM Inc 6.75% | LINDE PLC 12.91% |
| Texas Instruments Inc 5.92% | NEWMONT CORP 8.14% |
| UnitedHealth Group Inc 5.10% | FREEPORT MCMORAN INC 6.19% |
| Coca-Cola Co/The 3.96% | CORTEVA INC 5.11% |
| Merck & Co Inc 3.87% | AIR PRODUCTS + CHEMICALS INC 4.78% |
| Chevron Corp 3.84% | ECOLAB INC 4.75% |
| Verizon Communications Inc 3.66% | SHERWIN WILLIAMS CO/THE 4.70% |
| Procter & Gamble Co/The 3.55% | NUCOR CORP 4.59% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | XLB State Street(R) Materials Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | US dividend | Materials |
| Total return, 1 year | +27.6% | +12.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | −5.5 pts |
| Expense ratio | 0.06% | 0.08% |
| Already in the S&P 500 | 95.1% | 100.0% |
| Holdings | 99 | 27 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
XLB in plain words
XLB is an index equity fund tracking the Materials. Over the year to Sep 11, 2026 it returned +12.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 27 positions, with the top ten at 59.4%. It sat 5.1% below its high of Aug 26, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHD or XLB?
- In the year to Sep 13, 2026, with distributions reinvested, SCHD returned +27.6% and XLB returned +12.0%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or XLB?
- SCHD charges 0.06% a year and XLB charges 0.08%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and XLB overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 100% of XLB by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against XLB, data as of Sep 13, 2026. https://etfiq.com/compare/any/schd-vs-xlb Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources