Data as of Oct 28, 2026.

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SCHD vs VHT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHD returned +34.5% to VHT's +25.0%; 16% of their weight is in the same names.

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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $19.1bn on Sep 30, 2026 for Vanguard Health Care ETF.

At a glance
+34.5%
SCHD total return, 1 year
+25.0%
VHT total return, 1 year
0.06%
SCHD expense ratio
0.09%
VHT expense ratio

Pair scorecard

SCHD costs 0.03 points a year less; their one-year returns differ by 9.5 points.

SCHD vs VHT: Differences, Returns & Fees
MeasureSCHDVHT
Return
Total return, 1 year+34.5%+25.0%
Benchmark
What it tracksDow Jones U.S. Dividend 100 IndexMSCI US Investable Market Index (IMI)/Health Care 25/50
Cost and size
Expense ratio0.06%0.09%
Net assets, SCHD as of Aug 31, 2026 and VHT as of Sep 30, 2026$112.3bn$19.1bn
Holdings
Holdings in common16%
Top ten holdings, share of the fund41.7%51.8%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

16%

By the books each fund has filed, SCHD and VHT hold 16% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

16% in common

Positions both hold · largest shared weight first SCHD VHT
Merck & Co Inc 4.76% 5.02%
UnitedHealth Group Inc 3.82% 4.66%
Amgen Inc 4.70% 3.18%
Abbott Laboratories 4.68% 2.41%
Bristol-Myers Squibb Co 3.32% 1.78%
Only in one fund ↓
Only in SCHD
Coca-Cola Co 4.16%
Chevron Corp 4.01%
Verizon Communications Inc 3.96%
ConocoPhillips 3.93%
Home Depot Inc 3.87%
Procter & Gamble Co 3.83%
PepsiCo Inc 3.64%
Texas Instruments Inc 3.12%
Only in VHT
Eli Lilly & Co 12.95%
Johnson & Johnson 8.79%
AbbVie Inc 6.46%
Thermo Fisher Scientific Inc 3.51%
Gilead Sciences Inc 2.59%
Pfizer Inc 2.27%
Intuitive Surgical Inc 2.01%
Danaher Corp 1.97%
Check overlap with more funds →

Side by side

SCHD Schwab U.S. Dividend Equity ETF VHT Vanguard Health Care ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US dividend Tracks an index of Health Care
Total return, 1 year +34.5% +25.0%
Its benchmark over the same days not measured +25.4% (FHLC)
Gap to its benchmark not measured −0.4 pts vs FHLC
Expense ratio 0.06% 0.09%
Already in the S&P 500 94.7% 85.5%
Holdings 99 414
Net assets, SCHD as of Aug 31, 2026 and VHT as of Sep 30, 2026 $112.3bn $19.1bn

SCHD and VHT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-BE4B0492C8

SCHD and VHT do different jobs. What does each one do in a portfolio?

  1. What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and VHT follows MSCI US Investable Market Index (IMI)/Health Care 25/50.
  2. Holdings in common. 16% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and VHT +25.0% with distributions reinvested, a gap of 9.5 points.

Data as of Oct 28, 2026.

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About each fund
SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

VHT

VHT tracks an index of Health Care. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +25.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Health Care 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 86% of the fund by weight is stocks the S&P 500 also holds, across 414 positions, with the top ten at 51.8%.

Questions people ask

Which returned more over the last year, SCHD or VHT?
In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VHT +25.0%.
Which is cheaper, SCHD or VHT?
SCHD is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHD and VHT overlap with the S&P 500?
By their latest filed holdings, 95% of SCHD and 86% of VHT by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHD against VHT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-vht

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