Data as of Oct 28, 2026.
MSTY vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, MSTY returned −43.4% to SCHD's +34.5%, and SCHD charges 0.06% to MSTY's 0.99%.
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Net assets: $1.0bn on Oct 27, 2026 for YieldMax MSTR Option Income Strategy ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.93 points a year less; their one-year returns differ by 77.9 points.
| Measure | MSTY | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | −43.4% | +34.5% |
| Price change, 1 year | fell 75.2% | rose 30.0% |
| Latest payout, annualized | 60.3% | |
| Return of capital, issuer estimate | 14% of the Oct 30, 2026 payment | |
| Against its benchmark | ||
| What it tracks | Benchmark: MicroStrategy (MSTR) | Dow Jones U.S. Dividend 100 Index |
| Against its benchmark, same days | ahead by 5.6 pts | |
| Cost and size | ||
| Expense ratio | 0.99% | 0.06% |
| Net assets, MSTY as of Oct 27, 2026 and SCHD as of Aug 31, 2026 | $1.0bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 28, 2026. Method
What they share
By the books each fund has filed, MSTY and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 28, 2026.
half
0% in common
Only in one fund ↓
Side by side
MSTY and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
MSTY
Over the year to Oct 28, 2026, MSTY paid 33.4% of its starting value in cash distributions while its price fell 75.2%. With every distribution reinvested, the fund returned −43.4%. MicroStrategy (MSTR) returned −49.0% over the same days, so a holder was ahead by 5.6 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 60.3%, paid weekly. YieldMax estimates that 14% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Are MSTY and SCHD in the same category?
- MSTY is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, MSTY or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, MSTY returned −43.4% and SCHD +34.5%.
- Which is cheaper, MSTY or SCHD?
- SCHD is cheaper, by 0.93 percentage points a year. That is about $93 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, MSTY against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/msty-vs-schd
ETFIQ. (Oct 28, 2026). MSTY against SCHD. Retrieved from https://etfiq.com/compare/any/msty-vs-schd
[MSTY against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/msty-vs-schd)
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