Data as of Oct 28, 2026.
RYLD vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, RYLD returned +12.1% to SCHD's +34.5%, and SCHD charges 0.06% to RYLD's 0.60%.
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Net assets: $1.3bn on Oct 12, 2026 for Global X Russell 2000 Covered Call ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.54 points a year less; their one-year returns differ by 22.4 points.
| Measure | RYLD | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +12.1% | +34.5% |
| Price change, 1 year | fell 0.6% | rose 30.0% |
| Latest payout, annualized | 11.5% | |
| Return of capital, issuer estimate | 100% of the Sep 24, 2026 payment | |
| Against its benchmark | ||
| What it tracks | Benchmark: Russell 2000, measured through IWM | Dow Jones U.S. Dividend 100 Index |
| Against its benchmark, same days | behind by 2.0 pts | |
| Cost and size | ||
| Expense ratio | 0.60% | 0.06% |
| Net assets, RYLD as of Oct 12, 2026 and SCHD as of Aug 31, 2026 | $1.3bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method
Risk and return
May 3, 2019 to Oct 23, 2026 · 390 weekly returnsSCHD returned more: +155.3% to +45.4%. RYLD swung less: 15.4% to 17.4%. SCHD fell less at its worst: −31.5% to −38.1%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | RYLD | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +45.4% | +155.3% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +5.1% | +13.3% | SCHD | Total return as a yearly rate. |
| Price return | −40.0% | +96.0% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 15.4% | 17.4% | RYLD | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.6% | 12.3% | SCHD (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −38.1% | −31.5% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.22 | 0.64 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 0.27 | 0.91 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.13 | 0.42 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 390 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, RYLD and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
RYLD and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
RYLD and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. RYLD is measured against Russell 2000 through IWM and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 RYLD returned +12.1% and SCHD +34.5% with distributions reinvested, a gap of 22.4 points.
Data as of Oct 28, 2026.
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RYLD
Over the year to Oct 28, 2026, RYLD paid 12.1% of its starting value in cash distributions while its price fell 0.6%. With every distribution reinvested, the fund returned +12.1%. Russell 2000 (IWM) returned +14.1% over the same days, so a holder was behind by 2.0 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 11.5%, paid monthly. Global X estimates that 100% of the distribution paid Sep 24, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Are RYLD and SCHD in the same category?
- RYLD is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, RYLD or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, RYLD returned +12.1% and SCHD +34.5%.
- Which is cheaper, RYLD or SCHD?
- SCHD is cheaper, by 0.54 percentage points a year. That is about $54 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, RYLD against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/ryld-vs-schd
ETFIQ. (Oct 28, 2026). RYLD against SCHD. Retrieved from https://etfiq.com/compare/any/ryld-vs-schd
[RYLD against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ryld-vs-schd)
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