Data as of Oct 28, 2026.

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IYR vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IYR returned +3.4% to XHB's −8.6%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares U.S. Real Estate ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.

At a glance
+3.4%
IYR total return, 1 year
−8.6%
XHB total return, 1 year
0.37%
IYR expense ratio
0.35%
XHB expense ratio

Pair scorecard

XHB costs 0.02 points a year less; their one-year returns differ by 12.0 points; IYR is 2.9 times larger.

IYR vs XHB: Differences, Returns & Fees
MeasureIYRXHB
Return
Total return, 1 year+3.4%−8.6%
Drawdown
Below its high8.6%, high on Jul 28, 202620.5%, high on Oct 18, 2024
Benchmark
What it tracksDow Jones U.S. Real Estate Capped IndexS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.37%0.35%
Net assets, as of Oct 26, 2026$4.0bn$1.4bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund52.5%35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, IYR and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IYR XHB
Only in one fund ↓
Only in IYR
WELLTOWER 9.85%
PROLOGIS REIT 8.77%
AMERICAN TOWER REIT 4.96%
SIMON PROPERTY GROUP REIT INC 4.71%
EQUINIX REIT 4.57%
DIGITAL REALTY TRUST REIT 4.54%
REALTY INCOME REIT 4.19%
PUBLIC STORAGE REIT 4.10%
Only in XHB
ALLEGION PLC 3.83%
SHARKNINJA INC 3.76%
WAYFAIR INC CLASS A 3.63%
WILLIAMS SONOMA INC 3.54%
SIMPSON MANUFACTURING CO INC 3.49%
MASCO CORP 3.49%
JOHNSON CONTROLS INTERNATION 3.46%
DR HORTON INC 3.41%
Check overlap with more funds →

Side by side

IYR iShares U.S. Real Estate ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of U.S. Real Estate Tracks the S&P Homebuilders
Total return, 1 year +3.4% −8.6%
Expense ratio 0.37% 0.35%
Already in the S&P 500 80.0% 45.7%
Holdings 59 34
Net assets, IYR as of Oct 28, 2026 and XHB as of Oct 27, 2026 $3.9bn $1.5bn

IYR and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
IYR

IYR tracks an index of U.S. Real Estate. Over the year to Oct 28, 2026 it returned +3.4% with distributions reinvested. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 59 positions, with the top ten at 52.5%. It sat 8.6% below its high of Jul 28, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IYR or XHB?
In the year to Oct 28, 2026, with distributions reinvested, IYR returned +3.4% and XHB −8.6%.
Which is cheaper, IYR or XHB?
XHB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IYR and XHB overlap with the S&P 500?
By their latest filed holdings, 80% of IYR and 46% of XHB by weight is stocks the S&P 500 already holds.
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ETFIQ, IYR against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyr-vs-xhb

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