Data as of Oct 28, 2026.
VNQ vs XHB: Differences, Returns & Fees
Over the year to Oct 28, 2026, VNQ returned +4.8% to XHB's −8.6%; 0% of their weight is in the same names.
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Net assets: $35.9bn on Sep 30, 2026 for Vanguard Real Estate ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.
Pair scorecard
VNQ costs 0.22 points a year less; their one-year returns differ by 13.4 points; VNQ is far larger, $35.9bn against $1.4bn.
| Measure | VNQ | XHB |
|---|---|---|
| Return | ||
| Total return, 1 year | +4.8% | −8.6% |
| Drawdown | ||
| Below its high | 8.3%, high on Jul 28, 2026 | 20.5%, high on Oct 18, 2024 |
| Benchmark | ||
| What it tracks | MSCI US Investable Market Real Estate 25/50 Index | S&P Homebuilders Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.13% | 0.35% |
| Net assets, as of Sep 30, 2026 | $35.9bn | $1.4bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 55.8% | 35.4% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, VNQ and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
VNQ and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VNQ
VNQ tracks an index of US real estate. Over the year to Oct 28, 2026 it returned +4.8% with distributions reinvested. The prospectus expense ratio is 0.13% a year. By its holdings published by its issuer as of Sep 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 141 positions, with the top ten at 55.8%. It sat 8.3% below its high of Jul 28, 2026 on Oct 28, 2026.
XHB
XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, VNQ or XHB?
- In the year to Oct 28, 2026, with distributions reinvested, VNQ returned +4.8% and XHB −8.6%.
- Which is cheaper, VNQ or XHB?
- VNQ is cheaper, by 0.22 percentage points a year. That is about $22 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, VNQ against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/vnq-vs-xhb
ETFIQ. (Oct 28, 2026). VNQ against XHB. Retrieved from https://etfiq.com/compare/any/vnq-vs-xhb
[VNQ against XHB (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vnq-vs-xhb)
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