Data as of Oct 28, 2026.
IYC vs VCR: Differences, Returns & Fees
Over the year to Oct 28, 2026, IYC returned −4.1% to VCR's −2.5%; 65% of their weight is in the same names.
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Net assets: $1.2bn on Oct 27, 2026 for iShares U.S. Consumer Discretionary ETF, and $5.6bn on Sep 30, 2026 for Vanguard Consumer Discretion ETF.
Pair scorecard
VCR costs 0.28 points a year less; their one-year returns differ by 1.6 points; VCR is 4.7 times larger.
| Measure | IYC | VCR |
|---|---|---|
| Return | ||
| Total return, 1 year | −4.1% | −2.5% |
| Drawdown | ||
| Below its high | 6.9%, high on Jan 13, 2026 | 6.0%, high on Jan 9, 2026 |
| Benchmark | ||
| What it tracks | Russell 1000 Consumer Discretionary 40 Act 15/22 | MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50 |
| Cost and size | ||
| Expense ratio | 0.37% | 0.09% |
| Net assets, as of Sep 30, 2026 | $1.2bn | $5.6bn |
| Holdings | ||
| Holdings in common | 65% | |
| Top ten holdings, share of the fund | 50.7% | 56.6% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
Feb 6, 2004 to Oct 23, 2026 · 1,185 weekly returnsEach against its own benchmark: IYC against IWB, Jul 7, 2000 to Oct 23, 2026; VCR against FDIS, Nov 1, 2013 to Oct 23, 2026.
VCR returned more: +897.9% to +752.4%. IYC swung less: 18.7% to 21.5%. IYC fell less at its worst: −52.1% to −60.8%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | IYC | VCR | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +752.4% | +897.9% | VCR | Price change plus distributions, reinvested. |
| Annualized | +9.9% | +10.6% | VCR (slight) | Total return as a yearly rate. |
| Price return | +605.9% | +669.8% | VCR (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.7% | 21.5% | IYC | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.9% | 14.7% | IYC | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −52.1% | −60.8% | IYC | Deepest fall from a high to the low after it. |
| Upside capture | 99.7% | 98.9% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 100.2% | 99.7% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 1.00 | 1.00 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.83 | 0.99 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.50 | 0.49 | Tie | Return above Treasury bills per unit of volatility. |
| Sortino | 0.72 | 0.72 | Tie | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.079 | 0.113 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.19 | 0.17 | IYC (slight) | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | IWB | FDIS | The ETF each fund is measured against. | |
| Alpha | +0.1% a year | −0.2% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.05 | −0.26 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −3.0% to +3.1% | −1.4% to +1.0% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.01 | −0.05 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 7.9% | 2.2% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,185 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IYC and VCR hold 65% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
65% in common
Only in one fund ↓
Side by side
IYC and VCR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IYC and VCR are built for the same job. How do they differ in cost, holdings and results?
- What each follows. IYC follows Russell 1000 Consumer Discretionary 40 Act 15/22 and VCR follows MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50.
- Cost. IYC charges 0.37% of assets a year and VCR 0.09%, a gap of 0.28 points.
- Size. IYC has $1.2bn in net assets and VCR $5.6bn (net assets, as of Sep 30, 2026); VCR is 4.7 times larger.
Data as of Oct 28, 2026.
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IYC
IYC tracks an index. Over the year to Oct 28, 2026 it returned −4.1% with distributions reinvested, against +13.1% for its benchmark, the Russell 1000 Index. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 158 positions, with the top ten at 50.7%. It sat 6.9% below its high of Jan 13, 2026 on Oct 28, 2026.
VCR
VCR tracks an index. Over the year to Oct 28, 2026 it returned −2.5% with distributions reinvested, against −2.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 79% of the fund by weight is stocks the S&P 500 also holds, across 279 positions, with the top ten at 56.6%. It sat 6.0% below its high of Jan 9, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IYC or VCR?
- In the year to Oct 28, 2026, with distributions reinvested, IYC returned −4.1% and VCR −2.5%.
- Which is cheaper, IYC or VCR?
- VCR is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, IYC against VCR, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyc-vs-vcr
ETFIQ. (Oct 28, 2026). IYC against VCR. Retrieved from https://etfiq.com/compare/any/iyc-vs-vcr
[IYC against VCR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iyc-vs-vcr)
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