Which returned more over the last year, IYC or XHB?

In the year to Oct 28, 2026, with distributions reinvested, IYC returned −4.1% and XHB −8.6%.

Which is cheaper, IYC or XHB?

XHB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IYC and XHB overlap with the S&P 500?

By their latest filed holdings, 88% of IYC and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IYC vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IYC returned −4.1% to XHB's −8.6%; 8% of their weight is in the same names.

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Net assets on Oct 27, 2026: $1.2bn for iShares U.S. Consumer Discretionary ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

IYC on its own →XHB on its own →

At a glance

−4.1%

IYC total return, 1 year

−8.6%

XHB total return, 1 year

0.37%

IYC expense ratio

0.35%

XHB expense ratio

Pair scorecard

XHB costs 0.02 points a year less; their one-year returns differ by 4.5 points; XHB is 1.3 times larger.

IYC vs XHB: Differences, Returns & Fees
Measure	IYC	XHB
Return
Measure	IYC	XHB
Total return, 1 year	−4.1%	−8.6%
Drawdown
Measure	IYC	XHB
Below its high	6.9%, high on Jan 13, 2026	20.5%, high on Oct 18, 2024
Benchmark
Measure	IYC	XHB
What it tracks	Russell 1000 Consumer Discretionary 40 Act 15/22	S&P Homebuilders Select Industry Index
Cost and size
Measure	IYC	XHB
Expense ratio	0.37%	0.35%
Net assets, as of Oct 27, 2026	$1.2bn	$1.5bn
Holdings
Measure	IYC	XHB
Holdings in common	8%
Top ten holdings, share of the fund	50.7%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Feb 17, 2006 to Oct 23, 2026 · 1,079 weekly returns

IYC XHB

Return

Total return edge IYC +679.1% +167.9%

Annualized edge IYC +10.4% +4.9%

Price return edge IYC +548.5% +119.5%

Risk

Volatility edge IYC 19.2% 32.4%

Max drawdown edge IYC −52.1% −81.4%

Risk-adjusted

Sharpe edge IYC 0.52 0.25

Sortino edge IYC 0.75 0.38

Calmar edge IYC 0.20 0.06

Reading

IYC returned more: +679.1% to +167.9%. IYC swung less: 19.2% to 32.4%. IYC fell less at its worst: −52.1% to −81.4%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IYC vs XHB: Differences, Returns & Fees
Measure	IYC	XHB	Edge	How it is measured
Return
Total return	+679.1%	+167.9%	IYC	Price change plus distributions, reinvested.
Annualized	+10.4%	+4.9%	IYC	Total return as a yearly rate.
Price return	+548.5%	+119.5%	IYC	Price change alone, distributions left out.
Risk
Volatility	19.2%	32.4%	IYC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	13.3%	21.8%	IYC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−52.1%	−81.4%	IYC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.52	0.25	IYC	Return above Treasury bills per unit of volatility.
Sortino	0.75	0.38	IYC	Return above Treasury bills per unit of downside deviation.
Calmar	0.20	0.06	IYC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,079 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IYC and XHB hold 8% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

8% in common

Positions both hold · largest shared weight first IYC XHB

HOME DEPOT 4.26% 3.30%

LOWES COMPANIES INC 1.98% 3.21%

D R HORTON 0.65% 3.41%

WILLIAMS SONOMA INC 0.52% 3.54%

PULTEGROUP 0.40% 3.29%

LENNAR A CLASS A 0.30% 3.37%

SHARKNINJA 0.30% 3.76%

NVR 0.26% 3.02%

SOMNIGROUP INTERNATIONAL 0.25% 2.98%

TOLL BROTHERS INC 0.24% 3.38%

WAYFAIR CLASS A 0.21% 3.63%

Only in one fund ↓

Only in IYC

AMAZON.COM INC 13.94%

TESLA INC 8.36%

WALMART 4.65%

COSTCO WHOLESALE CORP 4.37%

NETFLIX 3.45%

WALT DISNEY 3.42%

MCDONALDS CORP 3.16%

TJX 2.77%

Only in XHB

ALLEGION PLC 3.83%

SIMPSON MANUFACTURING CO INC 3.49%

MASCO CORP 3.49%

JOHNSON CONTROLS INTERNATION 3.46%

TRANE TECHNOLOGIES PLC 3.34%

CARLISLE COS INC 3.33%

MERITAGE HOMES CORP 3.23%

CAVCO INDUSTRIES INC 3.22%

Check overlap with more funds →

Side by side

IYC iShares U.S. Consumer Discretionary ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index Tracks the S&P Homebuilders

Total return, 1 year −4.1% −8.6%

Its benchmark over the same days +13.1% (IWB) not measured

Gap to its benchmark −17.2 pts vs IWB not measured

Expense ratio 0.37% 0.35%

Already in the S&P 500 87.6% 45.7%

Holdings 158 34

Net assets, as of Oct 27, 2026 $1.2bn $1.5bn

IYC and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-489917758C

IYC and XHB are built for the same job. How do they differ in cost, holdings and results?

What each follows. IYC follows Russell 1000 Consumer Discretionary 40 Act 15/22 and XHB follows S&P Homebuilders Select Industry Index.
Holdings in common. 8% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IYC returned −4.1% and XHB −8.6% with distributions reinvested, a gap of 4.5 points.

Data as of Oct 28, 2026.

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About each fund

IYC

IYC tracks an index. Over the year to Oct 28, 2026 it returned −4.1% with distributions reinvested, against +13.1% for its benchmark, the Russell 1000 Index. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 158 positions, with the top ten at 50.7%. It sat 6.9% below its high of Jan 13, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IYC or XHB?: In the year to Oct 28, 2026, with distributions reinvested, IYC returned −4.1% and XHB −8.6%.
Which is cheaper, IYC or XHB?: XHB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IYC and XHB overlap with the S&P 500?: By their latest filed holdings, 88% of IYC and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

IYC vs VCR IYC vs XLY FDIS vs IYC ITB vs IYC XHB vs XRT FDIS vs XHB VCR vs XHB XHB vs XLY

Where to next

IYC on its own →XHB on its own →Hold both: look the portfolio through →Rankings →IYC dividend history →IYC holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

IYC filings on SEC EDGAR ↗

IYC prospectus with the expense ratio (SEC) ↗

iShares page for IYC ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IYC against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyc-vs-xhb

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.