Data as of Oct 28, 2026.
ITB vs VCR: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITB returned −13.0% to VCR's −2.5%; 10% of their weight is in the same names.
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Net assets: $2.3bn on Oct 27, 2026 for iShares U.S. Home Construction ETF, and $5.6bn on Sep 30, 2026 for Vanguard Consumer Discretion ETF.
Pair scorecard
VCR costs 0.28 points a year less; their one-year returns differ by 10.5 points; VCR is 2.3 times larger.
| Measure | ITB | VCR |
|---|---|---|
| Return | ||
| Total return, 1 year | −13.0% | −2.5% |
| Drawdown | ||
| Below its high | 29.1%, high on Oct 18, 2024 | 6.0%, high on Jan 9, 2026 |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Select Home Construction Index | MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50 |
| Cost and size | ||
| Expense ratio | 0.37% | 0.09% |
| Net assets, as of Sep 30, 2026 | $2.4bn | $5.6bn |
| Holdings | ||
| Holdings in common | 10% | |
| Top ten holdings, share of the fund | 69.0% | 56.6% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
May 12, 2006 to Oct 23, 2026 · 1,067 weekly returnsVCR returned more: +784.1% to +125.2%. VCR swung less: 22.3% to 36.1%. VCR fell less at its worst: −60.8% to −85.6%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITB | VCR | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +125.2% | +784.1% | VCR | Price change plus distributions, reinvested. |
| Annualized | +4.0% | +11.2% | VCR | Total return as a yearly rate. |
| Price return | +92.8% | +590.4% | VCR | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 36.1% | 22.3% | VCR | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 24.0% | 15.2% | VCR | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −85.6% | −60.8% | VCR | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.24 | 0.51 | VCR | Return above Treasury bills per unit of volatility. |
| Sortino | 0.36 | 0.75 | VCR | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.05 | 0.18 | VCR | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,067 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITB and VCR hold 10% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
10% in common
Only in one fund ↓
Side by side
ITB and VCR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
ITB and VCR are built for the same job. How do they differ in cost, holdings and results?
- What each follows. ITB follows Dow Jones U.S. Select Home Construction Index and VCR follows MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50.
- Holdings in common. 10% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 ITB returned −13.0% and VCR −2.5% with distributions reinvested, a gap of 10.5 points.
Data as of Oct 28, 2026.
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ITB
ITB tracks an index. Over the year to Oct 28, 2026 it returned −13.0% with distributions reinvested. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 60% of the fund by weight is stocks the S&P 500 also holds, across 43 positions, with the top ten at 69.0%. It sat 29.1% below its high of Oct 18, 2024 on Oct 28, 2026.
VCR
VCR tracks an index. Over the year to Oct 28, 2026 it returned −2.5% with distributions reinvested, against −2.4% for its benchmark, the MSCI US Investable Market Index (IMI)/Consumer Discretionary 25/50. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer as of Sep 30, 2026, 79% of the fund by weight is stocks the S&P 500 also holds, across 279 positions, with the top ten at 56.6%. It sat 6.0% below its high of Jan 9, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, ITB or VCR?
- In the year to Oct 28, 2026, with distributions reinvested, ITB returned −13.0% and VCR −2.5%.
- Which is cheaper, ITB or VCR?
- VCR is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, ITB against VCR, data as of Oct 28, 2026. https://etfiq.com/compare/any/itb-vs-vcr
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