Data as of Oct 28, 2026.

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IWF vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IWF returned +0.9% to VTI's +13.5%; 56% of their weight is in the same names.

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Net assets: $124.7bn on Oct 27, 2026 for iShares Russell 1000 Growth ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

At a glance
+0.9%
IWF total return, 1 year
+13.5%
VTI total return, 1 year
0.18%
IWF expense ratio
0.03%
VTI expense ratio

Pair scorecard

VTI costs 0.15 points a year less; their one-year returns differ by 12.6 points; VTI is 5.4 times larger.

IWF vs VTI: Differences, Returns & Fees
MeasureIWFVTI
Return
Total return, 1 year+0.9%+13.5%
Drawdown
Below its high4.8%, high on Oct 6, 2026
Benchmark
What it tracksRussell 1000 Growth IndexMorningstar US Total Market Index
Cost and size
Expense ratio0.18%0.03%
Net assets, as of Sep 30, 2026$127.7bn$689.2bn
Holdings
Holdings in common56%
Top ten holdings, share of the fund57.5%34.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

Risk and return

Jun 8, 2001 to Oct 23, 2026 · 1,324 weekly returns
IWF VTI
Return
Total return edge IWF (slight) +971.6% +898.9%
Annualized edge IWF (slight) +9.8% +9.5%
Price return edge IWF +721.8% +540.9%
Risk
Volatility edge VTI (slight) 18.6% 17.8%
Max drawdown edge IWF (slight) −50.4% −54.8%
Risk-adjusted
Sharpe edge Tie 0.50 0.50
Sortino edge Tie 0.71 0.70
Calmar edge IWF 0.19 0.17
Reading

IWF returned slightly more: +971.6% to +898.9%. VTI swung slightly less: 17.8% to 18.6%. IWF fell slightly less at its worst: −50.4% to −54.8%.

Full scorecard

9 measures, with how each is measured
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Risk and return: IWF vs VTI: Differences, Returns & Fees
MeasureIWFVTIEdgeHow it is measured
Return
Total return+971.6%+898.9%IWF (slight)Price change plus distributions, reinvested.
Annualized+9.8%+9.5%IWF (slight)Total return as a yearly rate.
Price return+721.8%+540.9%IWFPrice change alone, distributions left out.
Risk
Volatility18.6%17.8%VTI (slight)Spread of weekly returns, annualized. Lower is steadier.
Downside deviation13.1%12.7%VTI (slight)Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown−50.4%−54.8%IWF (slight)Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.500.50TieReturn above Treasury bills per unit of volatility.
Sortino0.710.70TieReturn above Treasury bills per unit of downside deviation.
Calmar0.190.17IWFAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,324 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

56%

By the books each fund has filed, IWF and VTI hold 56% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

56% in common

Positions both hold · largest shared weight first IWF VTI
NVIDIA 15.30% 7.14%
APPLE 8.18% 6.63%
MICROSOFT 5.94% 5.20%
ALPHABET CLASS A 5.62% 2.76%
BROADCOM INC 4.79% 2.28%
META PLATFORMS CLASS A 3.36% 2.18%
ALPHABET CLASS C 4.53% 2.18%
MICRON TECHNOLOGY 3.15% 1.64%
TESLA INC 3.58% 1.37%
ADVANCED MICRO DEVICES 2.74% 1.36%
ELI LILLY 3.08% 1.34%
VISA CLASS A 2.05% 0.84%
Only in one fund ↓
Only in IWF
SPOTIFY TECHNOLOGY 0.26%
NU HOLDINGS CLASS A 0.13%
ANGLOGOLD ASHANTI PLC 0.12%
COUPANG CLASS A 0.05%
BROOKFIELD ASSET MANAGEMENT VOTING 0.05%
VIKING HOLDINGS LTD 0.04%
RESTAURANTS BRANDS INTERNATIONAL 0.04%
ASCENDIS PHARMA 0.04%
Only in VTI
Berkshire Hathaway Inc 1.21%
JPMorgan Chase & Co 1.20%
ExxonMobil Holdings Corp 0.92%
Johnson & Johnson 0.87%
Intel Corp 0.74%
Chevron Corp 0.52%
Cisco Systems Inc 0.52%
Merck & Co Inc 0.49%
Check overlap with more funds →

Side by side

IWF iShares Russell 1000 Growth ETF VTI Vanguard Morningstar Total Stock Market ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the Russell 1000 growth Tracks an index of US total market
Total return, 1 year +0.9% +13.5%
Its benchmark over the same days +1.1% (VONG) not measured
Gap to its benchmark −0.2 pts vs VONG not measured
Expense ratio 0.18% 0.03%
Already in the S&P 500 93.5% 88.1%
Holdings 374 3521
Net assets, IWF as of Oct 27, 2026 and VTI as of Sep 30, 2026 $124.7bn $689.2bn

IWF and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F401FB01BC

IWF and VTI do different jobs. What does each one do in a portfolio?

  1. What each follows. IWF follows Russell 1000 Growth Index and VTI follows Morningstar US Total Market Index.
  2. One-year total return. Over 1 year to Oct 28, 2026 IWF returned +0.9% and VTI +13.5% with distributions reinvested, a gap of 12.6 points.
  3. Number of holdings. IWF holds 374 positions and VTI holds 3521.

Data as of Oct 28, 2026.

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About each fund
IWF

IWF tracks the Russell 1000 growth. Over the year to Oct 28, 2026 it returned +0.9% with distributions reinvested, against +1.1% for its benchmark, the Russell 1000 Growth Index. The prospectus expense ratio is 0.18% a year. By its holdings published by its issuer for Oct 27, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 374 positions, with the top ten at 57.5%. It sat 4.8% below its high of Oct 6, 2026 on Oct 28, 2026.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, IWF or VTI?
In the year to Oct 28, 2026, with distributions reinvested, IWF returned +0.9% and VTI +13.5%.
Which is cheaper, IWF or VTI?
VTI is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IWF and VTI overlap with the S&P 500?
By their latest filed holdings, 94% of IWF and 88% of VTI by weight is stocks the S&P 500 already holds.
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ETFIQ, IWF against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/iwf-vs-vti

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