Data as of Oct 28, 2026.
SCHG vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHG returned +6.8% to VTI's +13.5%; 52% of their weight is in the same names.
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Net assets: $63.0bn on Aug 31, 2026 for Schwab U.S. Large-Cap Growth ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.01 points a year less; their one-year returns differ by 6.7 points.
| Measure | SCHG | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +6.8% | +13.5% |
| Drawdown | ||
| Below its high | 3.5%, high on Oct 6, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Large-Cap Growth Total Stock Market Index | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.04% | 0.03% |
| Net assets, SCHG as of Aug 31, 2026 and VTI as of Sep 30, 2026 | $63.0bn | $689.2bn |
| Holdings | ||
| Holdings in common | 52% | |
| Top ten holdings, share of the fund | 51.0% | 34.7% |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Dec 18, 2009 to Oct 23, 2026 · 879 weekly returnsSCHG returned more: +1,156.7% to +796.1%. VTI swung less: 16.5% to 18.5%. VTI fell slightly less at its worst: −32.9% to −34.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHG | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +1,156.7% | +796.1% | SCHG | Price change plus distributions, reinvested. |
| Annualized | +16.2% | +13.9% | SCHG | Total return as a yearly rate. |
| Price return | +988.8% | +565.9% | SCHG | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.5% | 16.5% | VTI | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.5% | 11.4% | VTI (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −34.2% | −32.9% | VTI (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.82 | 0.78 | SCHG (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.22 | 1.12 | SCHG (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.47 | 0.42 | SCHG | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 879 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHG and VTI hold 52% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
52% in common
Only in one fund ↓
Side by side
SCHG and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHG and VTI do different jobs. What does each one do in a portfolio?
- What each follows. SCHG follows Dow Jones U.S. Large-Cap Growth Total Stock Market Index and VTI follows Morningstar US Total Market Index.
- One-year total return. Over 1 year to Oct 28, 2026 SCHG returned +6.8% and VTI +13.5% with distributions reinvested, a gap of 6.7 points.
- Number of holdings. SCHG holds 192 positions and VTI holds 3521.
Data as of Oct 28, 2026.
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SCHG
SCHG tracks an index of U.S. Large-Cap Growth. Over the year to Oct 28, 2026 it returned +6.8% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.04% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 192 positions, with the top ten at 51.0%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, SCHG or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, SCHG returned +6.8% and VTI +13.5%.
- Which is cheaper, SCHG or VTI?
- VTI is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHG against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/schg-vs-vti
ETFIQ. (Oct 28, 2026). SCHG against VTI. Retrieved from https://etfiq.com/compare/any/schg-vs-vti
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