Data as of Oct 28, 2026.
IWC vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, IWC returned +16.5% to VTI's +13.5%; 0% of their weight is in the same names.
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Net assets: $1.2bn on Oct 27, 2026 for iShares Micro-Cap ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.57 points a year less; their one-year returns differ by 3.0 points; VTI is far larger, $689.2bn against $1.4bn.
| Measure | IWC | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +16.5% | +13.5% |
| Drawdown | ||
| Below its high | 9.5%, high on Aug 14, 2026 | |
| Benchmark | ||
| What it tracks | Russell Microcap Index | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.60% | 0.03% |
| Net assets, as of Sep 30, 2026 | $1.4bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 5.9% | 34.7% |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
Aug 26, 2005 to Oct 23, 2026 · 1,104 weekly returnsVTI returned more: +817.5% to +348.0%. VTI swung less: 18.0% to 23.7%. VTI fell less at its worst: −54.8% to −63.8%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IWC | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +348.0% | +817.5% | VTI | Price change plus distributions, reinvested. |
| Annualized | +7.3% | +11.0% | VTI | Total return as a yearly rate. |
| Price return | +254.5% | +526.9% | VTI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 23.7% | 18.0% | VTI | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 16.8% | 12.8% | VTI | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −63.8% | −54.8% | VTI | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.34 | 0.57 | VTI | Return above Treasury bills per unit of volatility. |
| Sortino | 0.48 | 0.81 | VTI | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.11 | 0.20 | VTI | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,104 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IWC and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
IWC and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IWC and VTI do different jobs. What does each one do in a portfolio?
- What each follows. IWC follows Russell Microcap Index and VTI follows Morningstar US Total Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 IWC returned +16.5% and VTI +13.5% with distributions reinvested, a gap of 3.0 points.
Data as of Oct 28, 2026.
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Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested, against +13.3% for its benchmark, the Russell 3000 Index.
IWC tracks the Russell Microcap. The prospectus expense ratio is 0.60% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 1,365 positions, with the top ten at 5.9%. It sat 9.5% below its high of Aug 14, 2026 on Oct 28, 2026.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, IWC or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, IWC returned +16.5% and VTI +13.5%.
- Which is cheaper, IWC or VTI?
- VTI is cheaper, by 0.57 percentage points a year. That is about $57 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, IWC against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/iwc-vs-vti
ETFIQ. (Oct 28, 2026). IWC against VTI. Retrieved from https://etfiq.com/compare/any/iwc-vs-vti
[IWC against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iwc-vs-vti)
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