Data as of Oct 28, 2026.

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IJR vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IJR returned +17.5% to VTI's +13.5%; 2% of their weight is in the same names.

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Net assets: $104.6bn on Oct 27, 2026 for iShares Core S&P Small-Cap ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

At a glance
+17.5%
IJR total return, 1 year
+13.5%
VTI total return, 1 year
0.06%
IJR expense ratio
0.03%
VTI expense ratio

Pair scorecard

VTI costs 0.03 points a year less; their one-year returns differ by 4.0 points; VTI is 6.7 times larger.

IJR vs VTI: Differences, Returns & Fees
MeasureIJRVTI
Return
Total return, 1 year+17.5%+13.5%
Drawdown
Below its high6.8%, high on Aug 14, 2026
Benchmark
What it tracksS&P SmallCap 600Morningstar US Total Market Index
Cost and size
Expense ratio0.06%0.03%
Net assets, as of Sep 30, 2026$102.6bn$689.2bn
Holdings
Holdings in common2%
Top ten holdings, share of the fund5.3%34.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

Risk and return

Jun 8, 2001 to Oct 23, 2026 · 1,324 weekly returns
IJR VTI
Return
Total return edge Tie +890.6% +898.9%
Annualized edge Tie +9.4% +9.5%
Price return edge IJR +624.3% +540.9%
Risk
Volatility edge VTI 22.0% 17.8%
Max drawdown edge VTI (slight) −57.3% −54.8%
Risk-adjusted
Sharpe edge VTI 0.44 0.50
Sortino edge VTI (slight) 0.63 0.70
Calmar edge VTI (slight) 0.16 0.17
Reading

IJR and VTI returned about the same: +890.6% and +898.9%. VTI swung less: 17.8% to 22.0%. VTI fell slightly less at its worst: −54.8% to −57.3%.

Full scorecard

9 measures, with how each is measured
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Risk and return: IJR vs VTI: Differences, Returns & Fees
MeasureIJRVTIEdgeHow it is measured
Return
Total return+890.6%+898.9%TiePrice change plus distributions, reinvested.
Annualized+9.4%+9.5%TieTotal return as a yearly rate.
Price return+624.3%+540.9%IJRPrice change alone, distributions left out.
Risk
Volatility22.0%17.8%VTISpread of weekly returns, annualized. Lower is steadier.
Downside deviation15.2%12.7%VTILike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−57.3%−54.8%VTI (slight)Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.440.50VTIReturn above Treasury bills per unit of volatility.
Sortino0.630.70VTI (slight)Return above Treasury bills per unit of downside deviation.
Calmar0.160.17VTI (slight)Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,324 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

2%

By the books each fund has filed, IJR and VTI hold 2% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first IJR VTI
GLAUKOS 0.61% 0.01%
MATCH GROUP INC 0.57% 0.01%
VIASAT INC 0.55% 0.01%
JACKSON FINANCIAL CLASS A 0.48% 0.01%
PROTAGONIST THERAPEUTICS 0.52% 0.01%
CARMAX INC 0.43% 0.01%
ELEMENT SOLUTIONS INC 0.46% 0.01%
LINCOLN NATIONAL CORP 0.33% 0.01%
MAXLINEAR 0.36% 0.01%
PAYCOM SOFTWARE 0.57% 0.01%
RYMAN HOSPITALITY PROPERTIES REIT 0.51% 0.01%
SM ENERGY 0.53% 0.01%
Only in one fund ↓
Only in IJR
KULICKE AND SOFFA INDUSTRIES INC 0.23%
ONESPAWORLD HOLDINGS LTD 0.14%
DORIAN LPG 0.11%
SOLAREDGE TECHNOLOGIES 0.11%
MSG RANGERS CLASS A 0.09%
ADIENT PLC 0.07%
CASH COLLATERAL USD BOASW CFD 0.06%
ADEIA 0.00%
Only in VTI
NVIDIA Corp 7.14%
Apple Inc 6.63%
Microsoft Corp 5.20%
Amazon.com Inc 3.30%
Alphabet Inc 2.76%
Broadcom Inc 2.28%
Meta Platforms Inc 2.18%
Alphabet Inc 2.18%
Check overlap with more funds →

Side by side

IJR iShares Core S&P Small-Cap ETF VTI Vanguard Morningstar Total Stock Market ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P SmallCap 600 Tracks an index of US total market
Total return, 1 year +17.5% +13.5%
Its benchmark over the same days +17.6% (SPSM) not measured
Gap to its benchmark −0.1 pts vs SPSM not measured
Expense ratio 0.06% 0.03%
Already in the S&P 500 0.0% 88.1%
Holdings 642 3521
Net assets, IJR as of Oct 27, 2026 and VTI as of Sep 30, 2026 $104.6bn $689.2bn

IJR and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-47A6633DFB

IJR and VTI do different jobs. What does each one do in a portfolio?

  1. What each follows. IJR follows S&P SmallCap 600 and VTI follows Morningstar US Total Market Index.
  2. Holdings in common. 2% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 IJR returned +17.5% and VTI +13.5% with distributions reinvested, a gap of 4.0 points.

Data as of Oct 28, 2026.

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About each fund
IJR

IJR tracks the S&P SmallCap 600. Over the year to Oct 28, 2026 it returned +17.5% with distributions reinvested, against +17.6% for its benchmark, the S&P SmallCap 600. The prospectus expense ratio is 0.06% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 642 positions, with the top ten at 5.3%. It sat 6.8% below its high of Aug 14, 2026 on Oct 28, 2026.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, IJR or VTI?
In the year to Oct 28, 2026, with distributions reinvested, IJR returned +17.5% and VTI +13.5%.
Which is cheaper, IJR or VTI?
VTI is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IJR and VTI overlap with the S&P 500?
By their latest filed holdings, 0% of IJR and 88% of VTI by weight is stocks the S&P 500 already holds.
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ETFIQ, IJR against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/ijr-vs-vti

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.