IVOO vs VFLO: Differences, Returns & Fees
IVOO and VFLO hold 3% of their weight in the same names, and VFLO returned +47.4% over the year. Net assets: $3.7bn on Sep 30, 2026 for Vanguard S&P Mid-Cap 400 ETF, and $7.8bn on Jun 30, 2026 for VictoryShares Free Cash Flow ETF.
IVOO costs 0.32 points a year less; their one-year returns differ by 33.8 points.
| IVOO | VFLO | |
|---|---|---|
| Expense ratio | 0.07% | 0.39% |
| Net assets, IVOO as of Sep 30, 2026 and VFLO as of Jun 30, 2026 | $3.7bn | $7.8bn |
| Total return, 1 year | +13.6% | +47.4% |
| What it tracks | S&P MidCap 400 Index | Victory U.S. Large Cap Free Cash Flow Index |
| Holdings in common | 3% | |
| Top ten holdings, share of the fund | 7.8% | 30.8% |
| Below its high | 6.7%, high on Aug 14, 2026 | |
Holdings in common uses holdings dated Jun 30, 2026 and Sep 30, 2026.
IVOO and VFLO are built for the same job. How do they differ in cost, holdings and results?
- What each follows. IVOO follows S&P MidCap 400 Index and VFLO follows Victory U.S. Large Cap Free Cash Flow Index.
- Holdings in common. 3% of the weight is in the same securities (holdings dated Sep 30, 2026 and Jun 30, 2026).
- One-year total return. Over 1 year to Oct 20, 2026 IVOO returned +13.6% and VFLO +47.4% with distributions reinvested, a gap of 33.8 points.
Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.
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What they hold in common
By the books each fund has filed, IVOO and VFLO hold 3% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Sep 30, 2026.
half
3% in common
On the same fields
IVOO and VFLO on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.
About IVOO
IVOO tracks an index. Over the year to Oct 20, 2026 it returned +13.6% with distributions reinvested, against +13.4% for its benchmark, the S&P MidCap 400 Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer as of Sep 30, 2026, 2% of the fund by weight is stocks the S&P 500 also holds, across 402 positions, with the top ten at 7.8%. It sat 6.7% below its high of Aug 14, 2026 on Oct 20, 2026.
About VFLO
VFLO tracks an index. Over the year to Oct 20, 2026 it returned +47.4% with distributions reinvested. The prospectus expense ratio is 0.39% a year. By its holdings filed for Jun 30, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 50 positions, with the top ten at 30.8%.
Questions people ask
- Which returned more over the last year, IVOO or VFLO?
- In the year to Oct 20, 2026, with distributions reinvested, IVOO returned +13.6% and VFLO +47.4%.
- Which is cheaper, IVOO or VFLO?
- IVOO is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, IVOO against VFLO, data as of Oct 20, 2026. https://etfiq.com/compare/any/ivoo-vs-vflo
ETFIQ. (Oct 20, 2026). IVOO against VFLO. Retrieved from https://etfiq.com/compare/any/ivoo-vs-vflo
[IVOO against VFLO (ETFIQ, Oct 20, 2026)](https://etfiq.com/compare/any/ivoo-vs-vflo)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.