Which returned more over the last year, ITOT or XLI?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLI +10.2%.

Which is cheaper, ITOT or XLI?

ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and XLI overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 100% of XLI by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs XLI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to XLI's +10.2%; 7% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $30.8bn for State Street Industrial Select Sector SPDR ETF.

ITOT on its own →XLI on its own →

At a glance

+13.4%

ITOT total return, 1 year

+10.2%

XLI total return, 1 year

0.03%

ITOT expense ratio

0.08%

XLI expense ratio

Pair scorecard

ITOT costs 0.05 points a year less; their one-year returns differ by 3.2 points; ITOT is 3.2 times larger.

ITOT vs XLI: Differences, Returns & Fees
Measure	ITOT	XLI
Return
Measure	ITOT	XLI
Total return, 1 year	+13.4%	+10.2%
Drawdown
Measure	ITOT	XLI
Below its high		9.4%, high on Aug 14, 2026
Benchmark
Measure	ITOT	XLI
What it tracks	S&P Total Market Index (TMI)	Industrial Select Sector Index
Cost and size
Measure	ITOT	XLI
Expense ratio	0.03%	0.08%
Net assets, as of Oct 27, 2026	$97.1bn	$30.8bn
Holdings
Measure	ITOT	XLI
Holdings in common	7%
Top ten holdings, share of the fund	33.9%	37.8%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and XLI hold 7% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

7% in common

Positions both hold · largest shared weight first ITOT XLI

CATERPILLAR INC 0.44% 6.14%

GE AEROSPACE 0.41% 5.79%

RTX 0.35% 4.91%

GE VERNOVA 0.32% 4.47%

UNION PACIFIC 0.24% 3.34%

DEERE 0.21% 3.01%

EATON PLC 0.20% 2.79%

BOEING 0.18% 2.49%

UBER TECHNOLOGIES 0.18% 2.52%

LOCKHEED MARTIN 0.17% 2.37%

AUTOMATIC DATA PROCESSING INC 0.16% 2.18%

PARKER-HANNIFIN 0.15% 2.13%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in XLI

INGERSOLL RAND INC 0.49%

XAI EMINI INDUSTR DEC26 -0.00%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF XLI State Street Industrial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of Industrials

Total return, 1 year +13.4% +10.2%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured −3.4 pts vs SPY

Expense ratio 0.03% 0.08%

Already in the S&P 500 88.1% 99.9%

Holdings 2443 84

Net assets, as of Oct 27, 2026 $97.1bn $30.8bn

ITOT and XLI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or XLI?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLI +10.2%.
Which is cheaper, ITOT or XLI?: ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and XLI overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 100% of XLI by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs XLC ITOT vs XLF ITOT vs XLP ITOT vs SCHH VIG vs XLI SCHX vs XLI SPYM vs XLI IWB vs XLI

Where to next

ITOT on its own →XLI on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →XLI dividend history →XLI holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

XLI filings on SEC EDGAR ↗

XLI prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, ITOT against XLI, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-xli

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.