Which returned more over the last year, ITOT or XLC?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLC −10.4%.

Which is cheaper, ITOT or XLC?

ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and XLC overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 100% of XLC by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to XLC's −10.4%; 8% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

ITOT on its own →XLC on its own →

At a glance

+13.4%

ITOT total return, 1 year

−10.4%

XLC total return, 1 year

0.03%

ITOT expense ratio

0.08%

XLC expense ratio

Pair scorecard

ITOT costs 0.05 points a year less; their one-year returns differ by 23.8 points; ITOT is 4.4 times larger.

ITOT vs XLC: Differences, Returns & Fees
Measure	ITOT	XLC
Return
Measure	ITOT	XLC
Total return, 1 year	+13.4%	−10.4%
Drawdown
Measure	ITOT	XLC
Below its high		13.3%, high on Jan 30, 2026
Benchmark
Measure	ITOT	XLC
What it tracks	S&P Total Market Index (TMI)	Communication Services Select Sector Index
Cost and size
Measure	ITOT	XLC
Expense ratio	0.03%	0.08%
Net assets, as of Oct 27, 2026	$97.1bn	$22.1bn
Holdings
Measure	ITOT	XLC
Holdings in common	8%
Top ten holdings, share of the fund	33.9%	75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and XLC hold 8% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

8% in common

Positions both hold · largest shared weight first ITOT XLC

ALPHABET CLASS A 2.52% 12.27%

ALPHABET CLASS C 2.02% 9.82%

META PLATFORMS CLASS A 1.83% 21.45%

NETFLIX 0.35% 4.14%

WALT DISNEY 0.25% 5.33%

VERIZON COMMUNICATIONS INC 0.24% 4.45%

AT&T 0.19% 4.20%

APPLOVIN CLASS A 0.10% 4.34%

COMCAST CLASS A 0.10% 4.48%

T MOBILE US INC 0.09% 4.17%

TAKE TWO INTERACTIVE SOFTWARE 0.05% 4.80%

LIVE NATION ENTERTAINMENT 0.04% 3.87%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

BROADCOM INC 2.18%

TESLA INC 1.54%

MICRON TECHNOLOGY 1.40%

ELI LILLY 1.37%

Only in XLC

S+P EMINI COM SER DEC26 -0.03%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of Communication services

Total return, 1 year +13.4% −10.4%

Expense ratio 0.03% 0.08%

Already in the S&P 500 88.1% 99.8%

Holdings 2443 23

Net assets, as of Oct 27, 2026 $97.1bn $22.1bn

ITOT and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or XLC?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLC −10.4%.
Which is cheaper, ITOT or XLC?: ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and XLC overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 100% of XLC by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs VOX ITOT vs XLY ITOT vs XLU ITOT vs VHT VIG vs XLC SCHX vs XLC SPYM vs XLC IWB vs XLC

Where to next

ITOT on its own →XLC on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.