Which returned more over the last year, ITOT or XLP?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLP +13.8%.

Which is cheaper, ITOT or XLP?

ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and XLP overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 100% of XLP by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs XLP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to XLP's +13.8%; 4% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $14.6bn for State Street Consumer Staples Select Sector SPDR ETF.

ITOT on its own →XLP on its own →

At a glance

+13.4%

ITOT total return, 1 year

+13.8%

XLP total return, 1 year

0.03%

ITOT expense ratio

0.08%

XLP expense ratio

Pair scorecard

ITOT costs 0.05 points a year less; their one-year returns differ by 0.4 points; ITOT is 6.7 times larger.

ITOT vs XLP: Differences, Returns & Fees
Measure	ITOT	XLP
Return
Measure	ITOT	XLP
Total return, 1 year	+13.4%	+13.8%
Drawdown
Measure	ITOT	XLP
Below its high		3.5%, high on Oct 22, 2026
Benchmark
Measure	ITOT	XLP
What it tracks	S&P Total Market Index (TMI)	Consumer Staples Select Sector Index
Cost and size
Measure	ITOT	XLP
Expense ratio	0.03%	0.08%
Net assets, as of Oct 27, 2026	$97.1bn	$14.6bn
Holdings
Measure	ITOT	XLP
Holdings in common	4%
Top ten holdings, share of the fund	33.9%	62.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jan 30, 2004 to Oct 23, 2026 · 1,186 weekly returns

ITOT XLP

Return

Total return edge ITOT +886.3% +622.5%

Annualized edge ITOT +10.6% +9.1%

Price return edge ITOT +567.2% +305.2%

Risk

Volatility edge XLP 17.3% 13.1%

Max drawdown edge XLP −54.7% −31.3%

Risk-adjusted

Sharpe edge XLP (slight) 0.56 0.59

Sortino edge XLP (slight) 0.80 0.83

Calmar edge XLP 0.19 0.29

Reading

ITOT returned more: +886.3% to +622.5%. XLP swung less: 13.1% to 17.3%. XLP fell less at its worst: −31.3% to −54.7%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: ITOT vs XLP: Differences, Returns & Fees
Measure	ITOT	XLP	Edge	How it is measured
Return
Total return	+886.3%	+622.5%	ITOT	Price change plus distributions, reinvested.
Annualized	+10.6%	+9.1%	ITOT	Total return as a yearly rate.
Price return	+567.2%	+305.2%	ITOT	Price change alone, distributions left out.
Risk
Volatility	17.3%	13.1%	XLP	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	12.2%	9.3%	XLP	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−54.7%	−31.3%	XLP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.56	0.59	XLP (slight)	Return above Treasury bills per unit of volatility.
Sortino	0.80	0.83	XLP (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.19	0.29	XLP	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,186 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, ITOT and XLP hold 4% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

4% in common

Positions both hold · largest shared weight first ITOT XLP

WALMART 0.71% 11.05%

COSTCO WHOLESALE CORP 0.59% 9.14%

PROCTER & GAMBLE 0.50% 7.69%

COCA-COLA 0.47% 7.34%

PHILIP MORRIS INTERNATIONAL 0.42% 6.56%

PEPSICO 0.24% 4.10%

ALTRIA GROUP INC 0.16% 4.54%

MONDELEZ INTERNATIONAL CLASS A 0.11% 4.19%

COLGATE-PALMOLIVE 0.10% 4.39%

MONSTER BEVERAGE 0.09% 3.88%

TARGET CORP 0.09% 3.94%

KEURIG DR PEPPER INC 0.06% 2.83%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in XLP

XAP CONS STAPLES DEC26 0.01%

CONTRA WALGREENS BOOTS 0.00%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF XLP State Street Consumer Staples Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of Consumer staples

Total return, 1 year +13.4% +13.8%

Expense ratio 0.03% 0.08%

Already in the S&P 500 88.1% 99.6%

Holdings 2443 36

Net assets, as of Oct 27, 2026 $97.1bn $14.6bn

ITOT and XLP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-D0BC505574

ITOT and XLP do different jobs. What does each one do in a portfolio?

What each follows. ITOT follows S&P Total Market Index (TMI) and XLP follows Consumer Staples Select Sector Index.
Holdings in common. 4% of the weight is in the same securities (holdings dated Oct 27, 2026).
Number of holdings. ITOT holds 2,443 positions and XLP holds 36.

Data as of Oct 28, 2026.

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About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

XLP

XLP tracks an index of Consumer staples. Over the year to Oct 28, 2026 it returned +13.8% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 36 positions, with the top ten at 62.9%. It sat 3.5% below its high of Oct 22, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or XLP?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XLP +13.8%.
Which is cheaper, ITOT or XLP?: ITOT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and XLP overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 100% of XLP by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs VDC ITOT vs XLB ITOT vs XHB ITOT vs XRT VIG vs XLP SCHX vs XLP SPYM vs XLP IWB vs XLP

Where to next

ITOT on its own →XLP on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →XLP dividend history →XLP holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

XLP filings on SEC EDGAR ↗

XLP prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against XLP, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-xlp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.