Which returned more over the last year, ITOT or XHB?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XHB −8.6%.

Which is cheaper, ITOT or XHB?

ITOT is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do ITOT and XHB overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs XHB: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, ITOT returned +13.4% to XHB's −8.6%; 1% of their weight is in the same names.

askIQ about this page

askIQ about ITOT and XHB

Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

ITOT on its own →XHB on its own →

At a glance

+13.4%

ITOT total return, 1 year

−8.6%

XHB total return, 1 year

0.03%

ITOT expense ratio

0.35%

XHB expense ratio

Pair scorecard

ITOT costs 0.32 points a year less; their one-year returns differ by 22.0 points; ITOT is far larger, $97.1bn against $1.5bn.

ITOT vs XHB: Differences, Returns & Fees
Measure	ITOT	XHB
Return
Measure	ITOT	XHB
Total return, 1 year	+13.4%	−8.6%
Drawdown
Measure	ITOT	XHB
Below its high		20.5%, high on Oct 18, 2024
Benchmark
Measure	ITOT	XHB
What it tracks	S&P Total Market Index (TMI)	S&P Homebuilders Select Industry Index
Cost and size
Measure	ITOT	XHB
Expense ratio	0.03%	0.35%
Net assets, as of Oct 27, 2026	$97.1bn	$1.5bn
Holdings
Measure	ITOT	XHB
Holdings in common	1%
Top ten holdings, share of the fund	33.9%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and XHB hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first ITOT XHB

HOME DEPOT 0.43% 3.30%

LOWES COMPANIES INC 0.15% 3.21%

TRANE TECHNOLOGIES PLC 0.14% 3.34%

JOHNSON CONTROLS INTERNATIONAL PLC 0.13% 3.46%

CARRIER GLOBAL 0.06% 3.21%

D R HORTON 0.05% 3.41%

WILLIAMS SONOMA INC 0.04% 3.54%

PULTEGROUP 0.03% 3.29%

ALLEGION PLC 0.02% 3.83%

CARLISLE COMPANIES 0.02% 3.33%

LENNAR A CLASS A 0.02% 3.37%

LENNOX INTERNATIONAL 0.02% 3.19%

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in XHB

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P Total U.S. Stock Market Tracks the S&P Homebuilders

Total return, 1 year +13.4% −8.6%

Expense ratio 0.03% 0.35%

Already in the S&P 500 88.1% 45.7%

Holdings 2443 34

Net assets, as of Oct 27, 2026 $97.1bn $1.5bn

ITOT and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or XHB?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and XHB −8.6%.
Which is cheaper, ITOT or XHB?: ITOT is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do ITOT and XHB overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs XRT ITOT vs XLY ITOT vs IYE ITOT vs VHT VIG vs XHB SCHX vs XHB SPYM vs XHB IWB vs XHB

Where to next

ITOT on its own →XHB on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-xhb

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.