Which returned more over the last year, ITOT or USO?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and USO +133.3%.

Which is cheaper, ITOT or USO?

ITOT is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

ITOT vs USO: Differences, Returns & Fees

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ITOT is an equity index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +13.4%.

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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

ITOT on its own →USO on its own →

At a glance

+13.4%

ITOT total return, 1 year

+133.3%

USO total return, 1 year

0.03%

ITOT expense ratio

0.86%

USO expense ratio

Pair scorecard

ITOT costs 0.83 points a year less; their one-year returns differ by 119.9 points; ITOT is far larger, $97.1bn against $1.9bn.

ITOT vs USO: Differences, Returns & Fees
Measure	ITOT	USO
Return
Measure	ITOT	USO
Total return, 1 year	+13.4%	+133.3%
Drawdown
Measure	ITOT	USO
Below its high		82.3%, high on Jul 14, 2008
Benchmark
Measure	ITOT	USO
What it tracks	S&P Total Market Index (TMI)	Oil futures
Cost and size
Measure	ITOT	USO
Expense ratio	0.03%	0.86%
Net assets, as of Oct 27, 2026	$97.1bn	$1.9bn
Holdings
Measure	ITOT	USO
Holdings in common	not published
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	33.9%

Method

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF USO United States Oil Fund, LP

Where it sits Stock ETF Commodity ETF

Issuer iShares USCF

What it is Tracks the S&P Total U.S. Stock Market Holds oil futures

Total return, 1 year +13.4% +133.3%

Expense ratio 0.03% 0.86%

Holdings 2443 not counted

Net assets, ITOT as of Oct 27, 2026 and USO as of Oct 28, 2026 $97.1bn $1.9bn

ITOT and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or USO?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and USO +133.3%.
Which is cheaper, ITOT or USO?: ITOT is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

ITOT vs SIVR BWET vs ITOT ITOT vs SLV GLDM vs ITOT USO vs VIG SCHX vs USO SPYM vs USO IWB vs USO

Where to next

ITOT on its own →USO on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-uso

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.