Data as of Oct 28, 2026.
ITOT vs SCHG: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITOT returned +13.4% to SCHG's +6.8%; 50% of their weight is in the same names.
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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $63.0bn on Aug 31, 2026 for Schwab U.S. Large-Cap Growth ETF.
Pair scorecard
ITOT costs 0.01 points a year less; their one-year returns differ by 6.6 points.
| Measure | ITOT | SCHG |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | +6.8% |
| Drawdown | ||
| Below its high | 3.5%, high on Oct 6, 2026 | |
| Benchmark | ||
| What it tracks | S&P Total Market Index (TMI) | Dow Jones U.S. Large-Cap Growth Total Stock Market Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.04% |
| Net assets, ITOT as of Oct 27, 2026 and SCHG as of Aug 31, 2026 | $97.1bn | $63.0bn |
| Holdings | ||
| Holdings in common | 50% | |
| Top ten holdings, share of the fund | 33.9% | 51.0% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Dec 18, 2009 to Oct 23, 2026 · 879 weekly returnsSCHG returned more: +1,156.7% to +789.9%. ITOT swung less: 16.5% to 18.5%. ITOT fell slightly less at its worst: −33.2% to −34.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITOT | SCHG | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +789.9% | +1,156.7% | SCHG | Price change plus distributions, reinvested. |
| Annualized | +13.8% | +16.2% | SCHG | Total return as a yearly rate. |
| Price return | +566.4% | +988.8% | SCHG | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.5% | 18.5% | ITOT | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.4% | 12.5% | ITOT (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.2% | −34.2% | ITOT (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.78 | 0.82 | SCHG (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.13 | 1.22 | SCHG (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.42 | 0.47 | SCHG | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 879 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITOT and SCHG hold 50% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
50% in common
Only in one fund ↓
Side by side
ITOT and SCHG on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
ITOT and SCHG do different jobs. What does each one do in a portfolio?
- What each follows. ITOT follows S&P Total Market Index (TMI) and SCHG follows Dow Jones U.S. Large-Cap Growth Total Stock Market Index.
- Holdings in common. 50% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 ITOT returned +13.4% and SCHG +6.8% with distributions reinvested, a gap of 6.6 points.
Data as of Oct 28, 2026.
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ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
SCHG
SCHG tracks an index of U.S. Large-Cap Growth. Over the year to Oct 28, 2026 it returned +6.8% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.04% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 192 positions, with the top ten at 51.0%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, ITOT or SCHG?
- In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHG +6.8%.
- Which is cheaper, ITOT or SCHG?
- ITOT is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, ITOT against SCHG, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-schg
ETFIQ. (Oct 28, 2026). ITOT against SCHG. Retrieved from https://etfiq.com/compare/any/itot-vs-schg
[ITOT against SCHG (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/itot-vs-schg)
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