Which returned more over the last year, IQDF or SCHF?

In the year to Oct 9, 2026, with distributions reinvested, IQDF returned +24.5% and SCHF +20.3%.

Which is cheaper, IQDF or SCHF?

SCHF is cheaper, by 0.44 percentage points a year. That is about $44 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IQDF and SCHF overlap with the S&P 500?

By their latest filed holdings, 0% of IQDF and 0% of SCHF by weight is stocks the S&P 500 already holds.

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IQDF vs SCHF: Differences, Returns & Fees

IQDF and SCHF hold 23% of their weight in the same names, and IQDF returned +24.5% over the year. Net assets: $1.2bn on Jul 31, 2026 for Northern Trust International Quality Dividend ETF, and $66.5bn on May 31, 2026 for Schwab International Equity ETF.

SCHF costs 0.44 points a year less; their one-year returns differ by 4.2 points.

	IQDF	SCHF
Expense ratio	0.47%	0.03%
Net assets, IQDF as of Jul 31, 2026 and SCHF as of May 31, 2026	$1.2bn	$66.5bn
Total return, 1 year	+24.5%	+20.3%
What it tracks	not read by ETFIQ	FTSE Developed ex US Index
Holdings in common	23%
Top ten holdings, share of the fund	19.8%	14.8%
Below its high	4.3%, high on Sep 8, 2026	4.6%, high on Aug 25, 2026

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+24.5%

IQDF total return, 1 year

+20.3%

SCHF total return, 1 year

0.47%

IQDF expense ratio

0.03%

SCHF expense ratio

What they hold in common

By the books each fund has filed, IQDF and SCHF hold 23% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

half

23% in common

Positions both hold, largest shared weight first

Holding IQDF SCHF

Samsung Electronics Co. Ltd. 1.92% 3.32%

SK hynix, Inc. 1.34% 2.81%

ASML Holding NV 1.22% 2.10%

Roche Holding AG 1.27% 0.99%

Nestle SA 1.02% 0.88%

BHP Group Ltd. 1.44% 0.74%

Mitsubishi UFJ Financial Group, Inc. 0.70% 0.69%

Toronto-Dominion Bank (The) 1.05% 0.64%

Royal Bank of Canada 0.63% 0.90%

TotalEnergies SE 0.98% 0.53%

Novo Nordisk A/S 1.63% 0.49%

Tokyo Electron Ltd. 2.10% 0.49%

Only in IQDF

Taiwan Semiconductor Manufacturing Co. Ltd. 4.55%

MediaTek, Inc. 1.99%

BB Seguridade Participacoes SA 0.88%

Talabat Holding plc 0.88%

Bosideng International Holdings Ltd. 0.86%

Grupo Financiero Banorte SAB de CV 0.86%

Realtek Semiconductor Corp. 0.83%

Caixa Seguridade Participacoes SA 0.82%

Only in SCHF

Siemens AG 0.77%

Toyota Motor Corp 0.68%

Commonwealth Bank of Australia 0.66%

SoftBank Group Corp 0.62%

Banco Santander SA 0.61%

Schneider Electric SE 0.57%

Allianz SE 0.57%

ABB Ltd 0.56%

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On the same fields

IQDF

Northern Trust International Quality Dividend ETF

SCHF

Schwab International Equity ETF

Where it sits Stock ETF Stock ETF

Issuer Northern Trust Schwab

What it is Tracks an index Tracks an index of International Equity

Total return, 1 year +24.5% +20.3%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 +7.2 pts +3.0 pts

Expense ratio 0.47% 0.03%

Already in the S&P 500 0.0% 0.0%

Holdings 182 1476

Net assets, IQDF as of Jul 31, 2026 and SCHF as of May 31, 2026 $1.2bn $66.5bn

IQDF and SCHF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

IQDF in plain words

IQDF tracks an index. Over the year to Oct 9, 2026 it returned +24.5% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.47% a year. By its holdings filed for Jul 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 182 positions, with the top ten at 19.8%. It sat 4.3% below its high of Sep 8, 2026 on Oct 9, 2026.

SCHF in plain words

SCHF tracks an index of International Equity. Over the year to Oct 9, 2026 it returned +20.3% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,476 positions, with the top ten at 14.8%. It sat 4.6% below its high of Aug 25, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, IQDF or SCHF?: In the year to Oct 9, 2026, with distributions reinvested, IQDF returned +24.5% and SCHF +20.3%.
Which is cheaper, IQDF or SCHF?: SCHF is cheaper, by 0.44 percentage points a year. That is about $44 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IQDF and SCHF overlap with the S&P 500?: By their latest filed holdings, 0% of IQDF and 0% of SCHF by weight is stocks the S&P 500 already holds.

Other comparisons

IQDF vs VEU IQDF vs IXUS EFA vs IQDF IQDF vs SPDW DFSI vs SCHF SCHF vs SEIE MFSI vs SCHF BKIE vs SCHF

IQDF on its own →SCHF on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

IQDF filings on SEC EDGAR ↗IQDF prospectus with the expense ratio (SEC) ↗SCHF filings on SEC EDGAR ↗SCHF prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IQDF against SCHF, data as of Oct 9, 2026. https://etfiq.com/compare/any/iqdf-vs-schf

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.