Data as of Oct 28, 2026.

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IJH vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IJH returned +13.2% to XHB's −8.6%; 3% of their weight is in the same names.

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Net assets on Oct 27, 2026: $122.8bn for iShares Core S&P Mid-Cap ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

At a glance
+13.2%
IJH total return, 1 year
−8.6%
XHB total return, 1 year
0.05%
IJH expense ratio
0.35%
XHB expense ratio

Pair scorecard

IJH costs 0.30 points a year less; their one-year returns differ by 21.8 points; IJH is far larger, $122.8bn against $1.5bn.

IJH vs XHB: Differences, Returns & Fees
MeasureIJHXHB
Return
Total return, 1 year+13.2%−8.6%
Drawdown
Below its high6.5%, high on Aug 14, 202620.5%, high on Oct 18, 2024
Benchmark
What it tracksS&P MidCap 400S&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.05%0.35%
Net assets, as of Oct 27, 2026$122.8bn$1.5bn
Holdings
Holdings in common3%
Top ten holdings, share of the fund7.2%35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Feb 17, 2006 to Oct 23, 2026 · 1,079 weekly returns
IJH XHB
Return
Total return edge IJH +528.1% +167.9%
Annualized edge IJH +9.3% +4.9%
Price return edge IJH +366.4% +119.5%
Risk
Volatility edge IJH 21.0% 32.4%
Max drawdown edge IJH −54.6% −81.4%
Risk-adjusted
Sharpe edge IJH 0.44 0.25
Sortino edge IJH 0.63 0.38
Calmar edge IJH 0.17 0.06
Reading

IJH returned more: +528.1% to +167.9%. IJH swung less: 21.0% to 32.4%. IJH fell less at its worst: −54.6% to −81.4%.

Full scorecard

9 measures, with how each is measured
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Risk and return: IJH vs XHB: Differences, Returns & Fees
MeasureIJHXHBEdgeHow it is measured
Return
Total return+528.1%+167.9%IJHPrice change plus distributions, reinvested.
Annualized+9.3%+4.9%IJHTotal return as a yearly rate.
Price return+366.4%+119.5%IJHPrice change alone, distributions left out.
Risk
Volatility21.0%32.4%IJHSpread of weekly returns, annualized. Lower is steadier.
Downside deviation14.8%21.8%IJHLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−54.6%−81.4%IJHDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.440.25IJHReturn above Treasury bills per unit of volatility.
Sortino0.630.38IJHReturn above Treasury bills per unit of downside deviation.
Calmar0.170.06IJHAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,079 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

3%

By the books each fund has filed, IJH and XHB hold 3% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

3% in common

Positions both hold · largest shared weight first IJH XHB
SHARKNINJA 0.48% 3.76%
SOMNIGROUP INTERNATIONAL 0.42% 2.98%
CARLISLE COMPANIES 0.40% 3.33%
TOLL BROTHERS INC 0.39% 3.38%
OWENS CORNING 0.27% 2.91%
ADVANCED DRAINAGE SYSTEMS INC 0.27% 3.20%
SIMPSON MANUFACTURING 0.23% 3.49%
KB HOME 0.08% 3.03%
Only in one fund ↓
Only in IJH
OKTA CLASS A 1.10%
TECHNIPFMC PLC 0.82%
UNITED THERAPEUTICS 0.74%
ENTEGRIS INC 0.67%
ATI 0.66%
US FOODS HOLDING 0.65%
RELIANCE STEEL & ALUMINUM 0.65%
XPO 0.64%
Only in XHB
ALLEGION PLC 3.83%
WAYFAIR INC CLASS A 3.63%
WILLIAMS SONOMA INC 3.54%
MASCO CORP 3.49%
JOHNSON CONTROLS INTERNATION 3.46%
DR HORTON INC 3.41%
LENNAR CORP A 3.37%
TRANE TECHNOLOGIES PLC 3.34%
Check overlap with more funds →

Side by side

IJH iShares Core S&P Mid-Cap ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P MidCap 400 Tracks the S&P Homebuilders
Total return, 1 year +13.2% −8.6%
Its benchmark over the same days +12.8% (MDY) not measured
Gap to its benchmark +0.4 pts vs MDY not measured
Expense ratio 0.05% 0.35%
Already in the S&P 500 0.0% 45.7%
Holdings 409 34
Net assets, as of Oct 27, 2026 $122.8bn $1.5bn

IJH and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-9FE427B1DA

IJH and XHB do different jobs. What does each one do in a portfolio?

  1. What each follows. IJH follows S&P MidCap 400 and XHB follows S&P Homebuilders Select Industry Index.
  2. Holdings in common. 3% of the weight is in the same securities (holdings dated Oct 27, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 IJH returned +13.2% and XHB −8.6% with distributions reinvested, a gap of 21.8 points.

Data as of Oct 28, 2026.

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About each fund
IJH

IJH tracks the S&P MidCap 400. Over the year to Oct 28, 2026 it returned +13.2% with distributions reinvested, against +12.8% for its benchmark, the S&P MidCap 400. The prospectus expense ratio is 0.05% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 409 positions, with the top ten at 7.2%. It sat 6.5% below its high of Aug 14, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IJH or XHB?
In the year to Oct 28, 2026, with distributions reinvested, IJH returned +13.2% and XHB −8.6%.
Which is cheaper, IJH or XHB?
IJH is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IJH and XHB overlap with the S&P 500?
By their latest filed holdings, 0% of IJH and 46% of XHB by weight is stocks the S&P 500 already holds.
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ETFIQ, IJH against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/ijh-vs-xhb

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