Data as of Oct 28, 2026.

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IJH vs XLY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IJH returned +13.2% to XLY's −3.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $122.8bn for iShares Core S&P Mid-Cap ETF and $22.4bn for State Street Consumer Discretionary Select Sector SPDR ETF.

At a glance
+13.2%
IJH total return, 1 year
−3.6%
XLY total return, 1 year
0.05%
IJH expense ratio
0.08%
XLY expense ratio

Pair scorecard

IJH costs 0.03 points a year less; their one-year returns differ by 16.8 points; IJH is 5.5 times larger.

IJH vs XLY: Differences, Returns & Fees
MeasureIJHXLY
Return
Total return, 1 year+13.2%−3.6%
Drawdown
Below its high6.5%, high on Aug 14, 20266.8%, high on Jan 12, 2026
Benchmark
What it tracksS&P MidCap 400Consumer Discretionary Select Sector Index
Cost and size
Expense ratio0.05%0.08%
Net assets, as of Oct 27, 2026$122.8bn$22.4bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund7.2%68.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, IJH and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IJH XLY
Only in one fund ↓
Only in IJH
OKTA CLASS A 1.10%
TECHNIPFMC PLC 0.82%
UNITED THERAPEUTICS 0.74%
ENTEGRIS INC 0.67%
ATI 0.66%
US FOODS HOLDING 0.65%
RELIANCE STEEL & ALUMINUM 0.65%
XPO 0.64%
Only in XLY
AMAZON.COM INC 22.43%
TESLA INC 19.15%
HOME DEPOT INC 5.30%
MCDONALD S CORP 4.31%
TJX COMPANIES INC 4.07%
STARBUCKS CORP 3.09%
BOOKING HOLDINGS INC 2.97%
LOWE S COS INC 2.92%
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Side by side

IJH iShares Core S&P Mid-Cap ETF XLY State Street Consumer Discretionary Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P MidCap 400 Tracks an index of Consumer discretionary
Total return, 1 year +13.2% −3.6%
Its benchmark over the same days +12.8% (MDY) +13.6% (SPY)
Gap to its benchmark +0.4 pts vs MDY −17.2 pts vs SPY
Expense ratio 0.05% 0.08%
Already in the S&P 500 0.0% 99.9%
Holdings 409 48
Net assets, as of Oct 27, 2026 $122.8bn $22.4bn

IJH and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
IJH

IJH tracks the S&P MidCap 400. Over the year to Oct 28, 2026 it returned +13.2% with distributions reinvested, against +12.8% for its benchmark, the S&P MidCap 400. The prospectus expense ratio is 0.05% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 409 positions, with the top ten at 7.2%. It sat 6.5% below its high of Aug 14, 2026 on Oct 28, 2026.

XLY

XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IJH or XLY?
In the year to Oct 28, 2026, with distributions reinvested, IJH returned +13.2% and XLY −3.6%.
Which is cheaper, IJH or XLY?
IJH is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IJH and XLY overlap with the S&P 500?
By their latest filed holdings, 0% of IJH and 100% of XLY by weight is stocks the S&P 500 already holds.
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ETFIQ, IJH against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/ijh-vs-xly

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