Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
MDY vs XHB: how they differ
MDY and XHB hold 2% of their weight in the same names, and MDY returned more over the year.
SPDR S&P MidCap 400 ETF Trust and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.
What they hold in common
By the books each fund has filed, MDY and XHB hold 2% of their money in the same securities at the same weight.
| Holding | MDY | XHB |
|---|---|---|
| Somnigroup International Inc. | 0.43% | 3.65% |
| Carlisle Companies Incorporated | 0.38% | 3.80% |
| Toll Brothers Inc. | 0.36% | 3.60% |
| Owens Corning | 0.29% | 4.18% |
| Advanced Drainage Systems Inc. | 0.26% | 3.71% |
| AAON Inc. | 0.15% | 2.39% |
| KB Home | 0.09% | 3.46% |
| Only in MDY | Only in XHB |
|---|---|
| Twilio Inc. Class A 1.00% | ALLEGION PLC 4.42% |
| Illumina Inc. 0.86% | WILLIAMS SONOMA INC 4.08% |
| TechnipFMC plc 0.86% | CHAMPION HOMES INC 3.94% |
| Everpure Inc. Class A 0.84% | INSTALLED BUILDING PRODUCTS 3.90% |
| Okta Inc. Class A 0.81% | JOHNSON CONTROLS INTERNATION 3.87% |
| U.S. Dollar 0.80% | PULTEGROUP INC 3.71% |
| ATI Inc 0.77% | TRANE TECHNOLOGIES PLC 3.70% |
| nVent Electric plc 0.71% | NVR INC 3.65% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| MDY SPDR S&P MidCap 400 ETF Trust | XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | S&P MidCap 400 | SPDR S&P Homebuilders |
| Total return, 1 year | +13.0% | −16.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −4.5 pts | −34.1 pts |
| Expense ratio | 0.23% | 0.35% |
| Already in the S&P 500 | 0.0% | 45.7% |
| Holdings | 401 | 35 |
MDY in plain words
MDY is an index equity fund tracking the S&P MidCap 400. Over the year to Sep 11, 2026 it returned +13.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.23% a year. By its holdings filed for Sep 10, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 401 positions, with the top ten at 7.9%. It sat 5.3% below its high of Aug 14, 2026 on Sep 11, 2026.
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 39.3%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, MDY or XHB?
- In the year to Sep 13, 2026, with distributions reinvested, MDY returned +13.0% and XHB returned −16.6%, so MDY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, MDY or XHB?
- MDY charges 0.23% a year and XHB charges 0.35%, so MDY is cheaper. Fees come from each fund's prospectus.
- How much do MDY and XHB overlap with the S&P 500?
- By their latest filed holdings, 0% of MDY and 46% of XHB by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MDY against XHB, data as of Sep 13, 2026. https://etfiq.com/compare/any/mdy-vs-xhb Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources