Which returned more over the last year, IBDY or VCIT?

In the year to Oct 9, 2026, with distributions reinvested, IBDY returned −1.5% and VCIT −1.8%.

Which is cheaper, IBDY or VCIT?

VCIT is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

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IBDY vs VCIT: Differences, Returns & Fees

IBDY's duration was 5.5 years on Jul 31, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to IBDY's 0.10%. Net assets: $1.2bn on Oct 9, 2026 for iShares iBonds Dec 2033 Term Corporate ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

VCIT costs 0.07 points a year less; their one-year returns differ by 0.3 points; VCIT is far larger, $66.6bn against $1.2bn.

	IBDY	VCIT
Expense ratio	0.10%	0.03%
Net assets, as of Sep 30, 2026	$1.2bn	$66.6bn
Total return, 1 year	−1.5%	−1.8%
What it tracks	Bloomberg December 2033 Maturity Corporate Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Holdings in common	13%
Below its high	4.2%, high on Feb 27, 2026	4.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

−1.5%

IBDY total return, 1 year

−1.8%

VCIT total return, 1 year

0.10%

IBDY expense ratio

0.03%

VCIT expense ratio

What they hold in common

By the books each fund has filed, IBDY and VCIT hold 13% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

half

13% in common

Positions both hold, largest shared weight first

Holding IBDY VCIT

Pfizer Investment Enterprises Pte. Ltd., due May 19, 2033 1.42% 0.27%

Amgen, Inc., due Mar 2, 2033 1.25% 0.23%

Amazon.com, Inc., due Mar 13, 2033 1.13% 0.19%

Oracle Corp., due May 4, 2033 0.82% 0.15%

Enbridge, Inc., due Mar 8, 2033 0.68% 0.15%

Philip Morris International, Inc., due Feb 15, 2033 0.68% 0.14%

Verizon Communications, Inc., due Aug 10, 2033 0.60% 0.14%

AT&T, Inc., due Dec 1, 2033 0.92% 0.13%

Intel Corp., due Feb 10, 2033 0.64% 0.12%

BP Capital Markets America, Inc., due Feb 13, 2033 0.64% 0.12%

Royal Bank of Canada, due Feb 1, 2033 0.50% 0.12%

Novartis Capital Corp., due Mar 18, 2033 0.56% 0.11%

Only in IBDY

Space Exploration Technologies Corp., due Jul 15, 2033 1.54%

NVIDIA Corp., due Jun 15, 2033 0.98%

Amazon.com, Inc., due Jul 9, 2033 0.51%

HP, Inc., due Jan 15, 2033 0.30%

Gilead Sciences, Inc., due Oct 15, 2033 0.30%

Accenture Capital, Inc., due Jul 10, 2033 0.27%

PepsiCo, Inc., due Feb 15, 2033 0.26%

HA Sustainable Infrastructure Capital, Inc., due Jul 15, 2033 0.26%

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

JPMORGAN CHASE, due Jun 1, 2034 0.24%

Check overlap with more funds →

On the same fields

IBDY

iShares iBonds Dec 2033 Term Corporate ETF

VCIT

Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year −1.5% −1.8%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.7 pts −19.0 pts

Expense ratio 0.10% 0.03%

Holdings 420 2328

Net assets, IBDY as of Oct 9, 2026 and VCIT as of Sep 30, 2026 $1.2bn $66.6bn

IBDY and VCIT on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

IBDY in plain words

IBDY tracks an index. Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested. The prospectus expense ratio is 0.10% a year. It sat 4.2% below its high of Feb 27, 2026 on Oct 9, 2026.

VCIT in plain words

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, IBDY or VCIT?: In the year to Oct 9, 2026, with distributions reinvested, IBDY returned −1.5% and VCIT −1.8%.
Which is cheaper, IBDY or VCIT?: VCIT is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IBDY vs USIG IBDY vs LQD IBDY vs IGIB IBDY vs SCHI QLTA vs VCIT IGEB vs VCIT VCIT vs VTC UCON vs VCIT

IBDY on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

IBDY filings on SEC EDGAR ↗IBDY prospectus with the expense ratio (SEC) ↗iShares page for IBDY ↗VCIT filings on SEC EDGAR ↗VCIT prospectus with the expense ratio (SEC) ↗Vanguard page for VCIT ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IBDY against VCIT, data as of Oct 9, 2026. https://etfiq.com/compare/any/ibdy-vs-vcit

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.