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Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

IAU vs XLI: how they differ

IAU is a commodity fund and XLI an equity index fund, and over the year IAU returned more, +19.2% against +14.3%.

iShares Gold Trust and State Street(R) Industrial Select Sector SPDR(R) ETF.

IAU and XLI on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
IAU
iShares Gold Trust
XLI
State Street(R) Industrial Select Sector SPDR(R) ETF
Where it sitsCore index fundCore index fund
IssueriSharesState Street
What it isGoldIndustrials
Total return, 1 year+19.2%+14.3%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+1.7 pts−3.3 pts
Expense ratio0.25%0.08%
Holdingsnot filed85

IAU in plain words

IAU is a commodity fund tracking the Gold. Over the year to Sep 11, 2026 it returned +19.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 19.6% below its high of Jan 29, 2026 on Sep 11, 2026.

XLI in plain words

XLI is an index equity fund tracking the Industrials. Over the year to Sep 11, 2026 it returned +14.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 85 positions, with the top ten at 40.2%. It sat 7.6% below its high of Aug 14, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, IAU or XLI?
In the year to Sep 13, 2026, with distributions reinvested, IAU returned +19.2% and XLI returned +14.3%, so IAU returned more. One year is one year; the longer windows are in the table.
Which is cheaper, IAU or XLI?
IAU charges 0.25% a year and XLI charges 0.08%, so XLI is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

IAU against XLI, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, IAU against XLI, data as of Sep 13, 2026. https://etfiq.com/compare/any/iau-vs-xli Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources