Which returned more over the last year, IAU or SCHH?

In the year to Oct 28, 2026, with distributions reinvested, IAU returned +2.7% and SCHH +8.7%.

Which is cheaper, IAU or SCHH?

SCHH is cheaper, by 0.18 percentage points a year. That is about $18 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

IAU vs SCHH: Differences, Returns & Fees

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IAU is a commodity fund and SCHH an equity index fund, and over the year to Oct 28, 2026, SCHH returned +8.7% against +2.7%.

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Net assets: $60.1bn on Oct 28, 2026 for iShares Gold Trust, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

IAU on its own →SCHH on its own →

At a glance

+2.7%

IAU total return, 1 year

+8.7%

SCHH total return, 1 year

0.25%

IAU expense ratio

0.07%

SCHH expense ratio

Pair scorecard

SCHH costs 0.18 points a year less; their one-year returns differ by 6.0 points.

IAU vs SCHH: Differences, Returns & Fees
Measure	IAU	SCHH
Return
Measure	IAU	SCHH
Total return, 1 year	+2.7%	+8.7%
Drawdown
Measure	IAU	SCHH
Below its high	24.6%, high on Jan 29, 2026	8.5%, high on Jul 24, 2026
Benchmark
Measure	IAU	SCHH
What it tracks	Gold	US REIT
Cost and size
Measure	IAU	SCHH
Expense ratio	0.25%	0.07%
Net assets, IAU as of Oct 28, 2026 and SCHH as of Aug 31, 2026	$60.1bn	$11.2bn
Holdings
Measure	IAU	SCHH
Holdings in common	not published
In the S&P 500, by weight		74%
Top ten holdings, share of the fund		51.6%

Method

Side by side

IAU iShares Gold Trust SCHH Schwab U.S. REIT ETF

Where it sits Commodity ETF Stock ETF

Issuer iShares Schwab

What it is Holds gold Tracks an index of US REIT

Total return, 1 year +2.7% +8.7%

Its benchmark over the same days +2.5% (GLD) not measured

Gap to its benchmark +0.2 pts vs GLD not measured

Expense ratio 0.25% 0.07%

Holdings not counted 117

Net assets, IAU as of Oct 28, 2026 and SCHH as of Aug 31, 2026 $60.1bn $11.2bn

IAU and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IAU

Its expense ratio is 0.25% a year, for the three months to Jun 30, 2026, as its 10-Q states.

IAU holds gold. Over the year to Oct 28, 2026 it returned +2.7% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.6% below its high of Jan 29, 2026 on Oct 28, 2026.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IAU or SCHH?: In the year to Oct 28, 2026, with distributions reinvested, IAU returned +2.7% and SCHH +8.7%.
Which is cheaper, IAU or SCHH?: SCHH is cheaper, by 0.18 percentage points a year. That is about $18 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

IAU vs XLRE IAU vs IYR IAU vs VNQ IAU vs XLP SCHH vs SLV SCHH vs USO SCHH vs SIVR GLD vs SCHH

Where to next

IAU on its own →SCHH on its own →Hold both: look the portfolio through →Rankings →SCHH dividend history →SCHH holdings →Standards and sources →

Sources and dates

iShares page for IAU ↗

SCHH filings on SEC EDGAR ↗

SCHH prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, IAU against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/iau-vs-schh

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