Data as of Oct 28, 2026.

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IAU vs KRE: Differences, Returns & Fees

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IAU is a commodity fund and KRE an equity index fund, and over the year to Oct 28, 2026, KRE returned +21.2% against +2.7%.

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Net assets: $60.1bn on Oct 28, 2026 for iShares Gold Trust, and $4.2bn on Oct 27, 2026 for State Street SPDR S&P Regional Banking ETF.

At a glance
+2.7%
IAU total return, 1 year
+21.2%
KRE total return, 1 year
0.25%
IAU expense ratio
0.35%
KRE expense ratio

Pair scorecard

IAU costs 0.10 points a year less; their one-year returns differ by 18.5 points; IAU is 14.4 times larger.

IAU vs KRE: Differences, Returns & Fees
MeasureIAUKRE
Return
Total return, 1 year+2.7%+21.2%
Drawdown
Below its high24.6%, high on Jan 29, 20266.9%, high on Aug 14, 2026
Benchmark
What it tracksGoldS&P Regional Banks Select Industry Index
Cost and size
Expense ratio0.25%0.35%
Net assets, as of Oct 27, 2026$60.3bn$4.2bn
Holdings
Holdings in commonnot published
In the S&P 500, by weight7%
Top ten holdings, share of the fund11.6%

Method

Side by side

IAU iShares Gold Trust KRE State Street SPDR S&P Regional Banking ETF
Where it sits Commodity ETF Stock ETF
What it is Holds gold Tracks the S&P Regional Banking
Total return, 1 year +2.7% +21.2%
Its benchmark over the same days +2.5% (GLD) not measured
Gap to its benchmark +0.2 pts vs GLD not measured
Expense ratio 0.25% 0.35%
Holdings not counted 167
Net assets, IAU as of Oct 28, 2026 and KRE as of Oct 27, 2026 $60.1bn $4.2bn

IAU and KRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
IAU

Its expense ratio is 0.25% a year, for the three months to Jun 30, 2026, as its 10-Q states.

IAU holds gold. Over the year to Oct 28, 2026 it returned +2.7% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.6% below its high of Jan 29, 2026 on Oct 28, 2026.

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IAU or KRE?
In the year to Oct 28, 2026, with distributions reinvested, IAU returned +2.7% and KRE +21.2%.
Which is cheaper, IAU or KRE?
IAU is cheaper, by 0.10 percentage points a year. That is about $10 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, IAU against KRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/iau-vs-kre

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