Which returned more over the last year, HYG or USO?

In the year to Oct 28, 2026, with distributions reinvested, HYG returned +1.3% and USO +133.3%.

Which is cheaper, HYG or USO?

HYG is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

HYG vs USO: Differences, Returns & Fees

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HYG is a bond index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +1.3%.

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Net assets: $17.5bn on Oct 27, 2026 for iShares iBoxx $ High Yield Corporate Bond ETF, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

HYG on its own →USO on its own →

At a glance

+1.3%

HYG total return, 1 year

+133.3%

USO total return, 1 year

0.49%

HYG expense ratio

0.86%

USO expense ratio

Pair scorecard

HYG costs 0.37 points a year less; their one-year returns differ by 132.0 points; HYG is 9.2 times larger.

HYG vs USO: Differences, Returns & Fees
Measure	HYG	USO
Return
Measure	HYG	USO
Total return, 1 year	+1.3%	+133.3%
Drawdown
Measure	HYG	USO
Below its high		82.3%, high on Jul 14, 2008
Benchmark
Measure	HYG	USO
What it tracks	Markit iBoxx USD Liquid High Yield Index	Oil futures
Cost and size
Measure	HYG	USO
Expense ratio	0.49%	0.86%
Net assets, as of Oct 27, 2026	$17.5bn	$1.9bn
Holdings
Measure	HYG	USO
Holdings in common	not published

Method

Side by side

HYG iShares iBoxx $ High Yield Corporate Bond ETF USO United States Oil Fund, LP

Where it sits Bond ETF Commodity ETF

Issuer iShares USCF

What it is Tracks an index of US high yield bonds Holds oil futures

Total return, 1 year +1.3% +133.3%

Its benchmark over the same days −1.2% (IUSB) not measured

Gap to its benchmark +2.5 pts vs IUSB not measured

Expense ratio 0.49% 0.86%

Holdings 1332 not counted

Net assets, HYG as of Oct 27, 2026 and USO as of Oct 28, 2026 $17.5bn $1.9bn

HYG and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

HYG

HYG tracks an index of US high yield bonds. Over the year to Oct 28, 2026 it returned +1.3% with distributions reinvested, against −1.2% for its benchmark, the Bloomberg U.S. Universal Index. The prospectus expense ratio is 0.49% a year.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, HYG or USO?: In the year to Oct 28, 2026, with distributions reinvested, HYG returned +1.3% and USO +133.3%.
Which is cheaper, HYG or USO?: HYG is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

HYG vs SIVR BWET vs HYG HYG vs SLV GLDM vs HYG USHY vs USO JNK vs USO LQD vs USO IEI vs USO

Where to next

HYG on its own →USO on its own →Hold both: look the portfolio through →Rankings →HYG dividend history →HYG holdings →Standards and sources →

Sources and dates

HYG filings on SEC EDGAR ↗

HYG prospectus with the expense ratio (SEC) ↗

iShares page for HYG ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, HYG against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/hyg-vs-uso

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.