Data as of Oct 28, 2026.
HGER vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, HGER returned +46.9% to SCHD's +34.5%; 0% of their weight is in the same names.
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Net assets: $5.0bn on Oct 28, 2026 for Harbor Commodity All-Weather Strategy ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.62 points a year less; their one-year returns differ by 12.4 points.
| Measure | HGER | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +46.9% | +34.5% |
| Benchmark | ||
| What it tracks | Quantix Commodity Index | Dow Jones U.S. Dividend 100 Index |
| Cost and size | ||
| Expense ratio | 0.68% | 0.06% |
| Net assets, HGER as of Oct 28, 2026 and SCHD as of Aug 31, 2026 | $5.0bn | $112.3bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method
Risk and return
Feb 18, 2022 to Oct 23, 2026 · 244 weekly returnsHGER returned more: +114.7% to +62.3%. SCHD swung less: 14.5% to 17.0%. SCHD fell less at its worst: −14.8% to −18.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | HGER | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +114.7% | +62.3% | HGER | Price change plus distributions, reinvested. |
| Annualized | +17.7% | +10.9% | HGER | Total return as a yearly rate. |
| Price return | +79.8% | +36.8% | HGER | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.0% | 14.5% | SCHD | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 10.0% | 10.0% | Tie | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −18.2% | −14.8% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.80 | 0.50 | HGER | Return above Treasury bills per unit of volatility. |
| Sortino | 1.35 | 0.72 | HGER | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.97 | 0.74 | HGER | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 244 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, HGER and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
HGER and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
HGER and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. HGER follows Quantix Commodity Index and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 HGER returned +46.9% and SCHD +34.5% with distributions reinvested, a gap of 12.4 points.
Data as of Oct 28, 2026.
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HGER
HGER tracks an index of Harbor Commodity All-Weather Strategy. Over the year to Oct 28, 2026 it returned +46.9% with distributions reinvested. The prospectus expense ratio is 0.68% a year. By its holdings filed for Jul 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 0 positions, with the top ten at not published.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Which returned more over the last year, HGER or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, HGER returned +46.9% and SCHD +34.5%.
- Which is cheaper, HGER or SCHD?
- SCHD is cheaper, by 0.62 percentage points a year. That is about $62 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, HGER against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/hger-vs-schd
ETFIQ. (Oct 28, 2026). HGER against SCHD. Retrieved from https://etfiq.com/compare/any/hger-vs-schd
[HGER against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/hger-vs-schd)
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