Data as of Oct 28, 2026.
GPIQ vs SCHD: Differences, Returns & Fees
Over the year to Oct 28, 2026, GPIQ returned +16.1% to SCHD's +34.5%, and SCHD charges 0.06% to GPIQ's 0.29%.
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Net assets: $6.5bn on Oct 27, 2026 for Goldman Sachs Nasdaq-100 Premium Income ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.
Pair scorecard
SCHD costs 0.23 points a year less; their one-year returns differ by 18.4 points.
| Measure | GPIQ | SCHD |
|---|---|---|
| Return | ||
| Total return, 1 year | +16.1% | +34.5% |
| Price change, 1 year | rose 4.5% | rose 30.0% |
| Latest payout, annualized | 10.7% | |
| Against its benchmark | ||
| What it tracks | Benchmark: Nasdaq-100, measured through QQQ | Dow Jones U.S. Dividend 100 Index |
| Against its benchmark, same days | ahead by 0.9 pts | |
| Cost and size | ||
| Expense ratio | 0.29% | 0.06% |
| Net assets, GPIQ as of Oct 27, 2026 and SCHD as of Aug 31, 2026 | $6.5bn | $112.3bn |
| Holdings | ||
| Holdings in common | 5% | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method
Risk and return
Nov 3, 2023 to Oct 23, 2026 · 155 weekly returnsGPIQ returned more: +82.6% to +68.0%. SCHD swung less: 12.6% to 16.5%. SCHD fell less at its worst: −12.8% to −19.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | GPIQ | SCHD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +82.6% | +68.0% | GPIQ | Price change plus distributions, reinvested. |
| Annualized | +22.4% | +19.0% | GPIQ | Total return as a yearly rate. |
| Price return | +34.3% | +50.6% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.5% | 12.6% | SCHD | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.0% | 8.6% | SCHD | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −19.5% | −12.8% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 1.04 | 1.09 | SCHD (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.57 | 1.61 | SCHD (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 1.15 | 1.48 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 155 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, GPIQ and SCHD hold 5% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
5% in common
Only in one fund ↓
Side by side
GPIQ and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
GPIQ and SCHD do different jobs. What does each one do in a portfolio?
- What each follows. GPIQ is measured against Nasdaq-100 through QQQ and SCHD follows Dow Jones U.S. Dividend 100 Index.
- Holdings in common. 5% of the weight is in the same securities (holdings dated Jun 30, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 GPIQ returned +16.1% and SCHD +34.5% with distributions reinvested, a gap of 18.4 points.
Data as of Oct 28, 2026.
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GPIQ
Over the year to Oct 28, 2026, GPIQ paid 10.6% of its starting value in cash distributions while its price rose 4.5%. With every distribution reinvested, the fund returned +16.1%. Nasdaq-100 (QQQ) returned +15.2% over the same days, so a holder was ahead by 0.9 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 10.7%, paid monthly.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Questions people ask
- Are GPIQ and SCHD in the same category?
- GPIQ is an option-income ETF and SCHD is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, GPIQ or SCHD?
- In the year to Oct 28, 2026, with distributions reinvested, GPIQ returned +16.1% and SCHD +34.5%.
- Which is cheaper, GPIQ or SCHD?
- SCHD is cheaper, by 0.23 percentage points a year. That is about $23 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, GPIQ against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/gpiq-vs-schd
ETFIQ. (Oct 28, 2026). GPIQ against SCHD. Retrieved from https://etfiq.com/compare/any/gpiq-vs-schd
[GPIQ against SCHD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/gpiq-vs-schd)
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