Which returned more over the last year, GLDM or XLU?

In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and XLU −3.0%.

Which is cheaper, GLDM or XLU?

XLU is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLDM vs XLU: Differences, Returns & Fees

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GLDM is a commodity fund and XLU an equity index fund, and over the year to Oct 28, 2026, GLDM returned +2.8% against −3.0%.

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Net assets on Oct 27, 2026: $30.6bn for SPDR Gold MiniShares Trust and $23.9bn for State Street Utilities Select Sector SPDR ETF.

GLDM on its own →XLU on its own →

At a glance

+2.8%

GLDM total return, 1 year

−3.0%

XLU total return, 1 year

0.10%

GLDM expense ratio

0.08%

XLU expense ratio

Pair scorecard

XLU costs 0.02 points a year less; their one-year returns differ by 5.8 points; GLDM is 1.3 times larger.

GLDM vs XLU: Differences, Returns & Fees
Measure	GLDM	XLU
Return
Measure	GLDM	XLU
Total return, 1 year	+2.8%	−3.0%
Drawdown
Measure	GLDM	XLU
Below its high	24.5%, high on Jan 29, 2026	9.1%, high on Feb 27, 2026
Benchmark
Measure	GLDM	XLU
What it tracks	Gold	Utilities Select Sector Index
Cost and size
Measure	GLDM	XLU
Expense ratio	0.10%	0.08%
Net assets, as of Oct 27, 2026	$30.6bn	$23.9bn
Holdings
Measure	GLDM	XLU
Holdings in common	not published
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		58.7%

Method

Side by side

GLDM SPDR Gold MiniShares Trust XLU State Street Utilities Select Sector SPDR ETF

Where it sits Commodity ETF Stock ETF

Issuer State Street State Street

What it is Holds gold Tracks an index of Utilities

Total return, 1 year +2.8% −3.0%

Its benchmark over the same days +2.5% (GLD) not measured

Gap to its benchmark +0.3 pts vs GLD not measured

Expense ratio 0.10% 0.08%

Holdings not counted 32

Net assets, as of Oct 27, 2026 $30.6bn $23.9bn

GLDM and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, GLDM or XLU?: In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and XLU −3.0%.
Which is cheaper, GLDM or XLU?: XLU is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLDM vs VPU GLDM vs XLY GLDM vs XLC GLDM vs VHT IAU vs XLU USO vs XLU SLV vs XLU SIVR vs XLU

Where to next

GLDM on its own →XLU on its own →Hold both: look the portfolio through →Rankings →XLU dividend history →XLU holdings →Standards and sources →

Sources and dates

State Street website ↗

XLU filings on SEC EDGAR ↗

XLU prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLDM against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/gldm-vs-xlu

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