Which returned more over the last year, GLDM or SCHH?

In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and SCHH +8.7%.

Which is cheaper, GLDM or SCHH?

SCHH is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLDM vs SCHH: Differences, Returns & Fees

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GLDM is a commodity fund and SCHH an equity index fund, and over the year to Oct 28, 2026, SCHH returned +8.7% against +2.8%.

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Net assets: $30.6bn on Oct 27, 2026 for SPDR Gold MiniShares Trust, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

GLDM on its own →SCHH on its own →

At a glance

+2.8%

GLDM total return, 1 year

+8.7%

SCHH total return, 1 year

0.10%

GLDM expense ratio

0.07%

SCHH expense ratio

Pair scorecard

SCHH costs 0.03 points a year less; their one-year returns differ by 5.9 points.

GLDM vs SCHH: Differences, Returns & Fees
Measure	GLDM	SCHH
Return
Measure	GLDM	SCHH
Total return, 1 year	+2.8%	+8.7%
Drawdown
Measure	GLDM	SCHH
Below its high	24.5%, high on Jan 29, 2026	8.5%, high on Jul 24, 2026
Benchmark
Measure	GLDM	SCHH
What it tracks	Gold	US REIT
Cost and size
Measure	GLDM	SCHH
Expense ratio	0.10%	0.07%
Net assets, GLDM as of Oct 27, 2026 and SCHH as of Aug 31, 2026	$30.6bn	$11.2bn
Holdings
Measure	GLDM	SCHH
Holdings in common	not published
In the S&P 500, by weight		74%
Top ten holdings, share of the fund		51.6%

Method

Risk and return

Jul 6, 2018 to Oct 23, 2026 · 433 weekly returns

GLDM SCHH

Return

Total return edge GLDM +215.1% +36.3%

Annualized edge GLDM +14.8% +3.8%

Price return edge GLDM +215.1% +7.4%

Risk

Volatility edge GLDM 16.0% 24.2%

Max drawdown edge GLDM −24.0% −42.3%

Risk-adjusted

Sharpe edge GLDM 0.77 0.16

Sortino edge GLDM 1.17 0.23

Calmar edge GLDM 0.62 0.09

Reading

GLDM returned more: +215.1% to +36.3%. GLDM swung less: 16.0% to 24.2%. GLDM fell less at its worst: −24.0% to −42.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: GLDM vs SCHH: Differences, Returns & Fees
Measure	GLDM	SCHH	Edge	How it is measured
Return
Total return	+215.1%	+36.3%	GLDM	Price change plus distributions, reinvested.
Annualized	+14.8%	+3.8%	GLDM	Total return as a yearly rate.
Price return	+215.1%	+7.4%	GLDM	Price change alone, distributions left out.
Risk
Volatility	16.0%	24.2%	GLDM	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.5%	16.9%	GLDM	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−24.0%	−42.3%	GLDM	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.77	0.16	GLDM	Return above Treasury bills per unit of volatility.
Sortino	1.17	0.23	GLDM	Return above Treasury bills per unit of downside deviation.
Calmar	0.62	0.09	GLDM	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 433 weekly returns. Cash rate: the 13-week Treasury bill.

Side by side

GLDM SPDR Gold MiniShares Trust SCHH Schwab U.S. REIT ETF

Where it sits Commodity ETF Stock ETF

Issuer State Street Schwab

What it is Holds gold Tracks an index of US REIT

Total return, 1 year +2.8% +8.7%

Its benchmark over the same days +2.5% (GLD) not measured

Gap to its benchmark +0.3 pts vs GLD not measured

Expense ratio 0.10% 0.07%

Holdings not counted 117

Net assets, GLDM as of Oct 27, 2026 and SCHH as of Aug 31, 2026 $30.6bn $11.2bn

GLDM and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-777C2326D0

GLDM and SCHH do different jobs. What does each one do in a portfolio?

What each follows. GLDM follows Gold and SCHH follows US REIT.
One-year total return. Over 1 year to Oct 28, 2026 GLDM returned +2.8% and SCHH +8.7% with distributions reinvested, a gap of 5.9 points.
Cost (similar). GLDM charges 0.10% of assets a year and SCHH 0.07%, a gap of 0.03 points.

Data as of Oct 28, 2026.

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About each fund

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, GLDM or SCHH?: In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and SCHH +8.7%.
Which is cheaper, GLDM or SCHH?: SCHH is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLDM vs XLRE GLDM vs IYR GLDM vs VNQ GLDM vs XLP IAU vs SCHH SCHH vs USO SCHH vs SLV SCHH vs SIVR

Where to next

GLDM on its own →SCHH on its own →Hold both: look the portfolio through →Rankings →SCHH dividend history →SCHH holdings →Standards and sources →

Sources and dates

State Street website ↗

SCHH filings on SEC EDGAR ↗

SCHH prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLDM against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/gldm-vs-schh

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