Which returned more over the last year, GLD or KRE?

In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and KRE +21.2%.

Which is cheaper, GLD or KRE?

KRE is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLD vs KRE: Differences, Returns & Fees

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GLD is a commodity fund and KRE an equity index fund, and over the year to Oct 28, 2026, KRE returned +21.2% against +2.5%.

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Net assets on Oct 27, 2026: $135.8bn for SPDR Gold Shares and $4.2bn for State Street SPDR S&P Regional Banking ETF.

GLD on its own →KRE on its own →

At a glance

+2.5%

GLD total return, 1 year

+21.2%

KRE total return, 1 year

0.40%

GLD expense ratio

0.35%

KRE expense ratio

Pair scorecard

KRE costs 0.05 points a year less; their one-year returns differ by 18.7 points; GLD is far larger, $135.8bn against $4.2bn.

GLD vs KRE: Differences, Returns & Fees
Measure	GLD	KRE
Return
Measure	GLD	KRE
Total return, 1 year	+2.5%	+21.2%
Drawdown
Measure	GLD	KRE
Below its high	24.7%, high on Jan 29, 2026	6.9%, high on Aug 14, 2026
Benchmark
Measure	GLD	KRE
What it tracks	Gold	S&P Regional Banks Select Industry Index
Cost and size
Measure	GLD	KRE
Expense ratio	0.40%	0.35%
Net assets, as of Oct 27, 2026	$135.8bn	$4.2bn
Holdings
Measure	GLD	KRE
Holdings in common	not published
In the S&P 500, by weight		7%
Top ten holdings, share of the fund		11.6%

Method

Risk and return

Jun 30, 2006 to Oct 23, 2026 · 1,060 weekly returns

GLD KRE

Return

Total return edge GLD +498.7% +146.5%

Annualized edge GLD +9.2% +4.5%

Price return edge GLD +498.7% +50.4%

Risk

Volatility edge GLD 17.2% 31.2%

Max drawdown edge GLD −44.7% −68.0%

Risk-adjusted

Sharpe edge GLD 0.50 0.24

Sortino edge GLD 0.73 0.35

Calmar edge GLD 0.21 0.07

Reading

GLD returned more: +498.7% to +146.5%. GLD swung less: 17.2% to 31.2%. GLD fell less at its worst: −44.7% to −68.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: GLD vs KRE: Differences, Returns & Fees
Measure	GLD	KRE	Edge	How it is measured
Return
Total return	+498.7%	+146.5%	GLD	Price change plus distributions, reinvested.
Annualized	+9.2%	+4.5%	GLD	Total return as a yearly rate.
Price return	+498.7%	+50.4%	GLD	Price change alone, distributions left out.
Risk
Volatility	17.2%	31.2%	GLD	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	11.8%	21.5%	GLD	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−44.7%	−68.0%	GLD	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.50	0.24	GLD	Return above Treasury bills per unit of volatility.
Sortino	0.73	0.35	GLD	Return above Treasury bills per unit of downside deviation.
Calmar	0.21	0.07	GLD	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,060 weekly returns. Cash rate: the 13-week Treasury bill.

Side by side

GLD SPDR Gold Shares KRE State Street SPDR S&P Regional Banking ETF

Where it sits Commodity ETF Stock ETF

Issuer State Street State Street

What it is Holds gold Tracks the S&P Regional Banking

Total return, 1 year +2.5% +21.2%

Its benchmark over the same days +2.7% (IAU) not measured

Gap to its benchmark −0.2 pts vs IAU not measured

Expense ratio 0.40% 0.35%

Holdings not counted 167

Net assets, as of Oct 27, 2026 $135.8bn $4.2bn

GLD and KRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-56B8E3698D

GLD and KRE do different jobs. What does each one do in a portfolio?

What each follows. GLD follows Gold and KRE follows S&P Regional Banks Select Industry Index.
One-year total return. Over 1 year to Oct 28, 2026 GLD returned +2.5% and KRE +21.2% with distributions reinvested, a gap of 18.7 points.
Size. GLD has $135.8bn in net assets and KRE $4.2bn (net assets, as of Oct 27, 2026); GLD is 32.3 times larger.

Data as of Oct 28, 2026.

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About each fund

GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, GLD or KRE?: In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and KRE +21.2%.
Which is cheaper, GLD or KRE?: KRE is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLD vs XLF GLD vs XLV GLD vs IYR GLD vs VOX IAU vs KRE GLDM vs KRE KRE vs SLV KRE vs SIVR

Where to next

GLD on its own →KRE on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →Standards and sources →

Sources and dates

State Street website ↗

KRE filings on SEC EDGAR ↗

KRE prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLD against KRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-kre

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