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GBIL vs TFLO: Differences, Returns & Fees

GBIL's duration was 0.4 years on May 31, 2026 and TFLO's 0.0 on Jul 31, 2026; GBIL charges 0.12% to TFLO's 0.15%. Net assets: $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF, and $7.2bn on Oct 20, 2026 for iShares Treasury Floating Rate Bond ETF.

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Answers cite the figures on this page.

GBIL costs 0.03 points a year less; their one-year returns differ by 0.4 points.

GBIL vs TFLO: Differences, Returns & Fees
GBILTFLO
Expense ratio0.12%0.15%
Net assets, as of Oct 19, 2026$7.9bn$7.2bn
Total return, 1 year+3.6%+4.0%
What it tracksnot read by ETFIQBloomberg U.S. Treasury Floating Rate Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+3.6%
GBIL total return, 1 year
+4.0%
TFLO total return, 1 year
0.12%
GBIL expense ratio
0.15%
TFLO expense ratio

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Client brief · page 1 of 2Report BR-3A7D9946E7

GBIL and TFLO are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. GBIL follows not read by ETFIQ and TFLO follows Bloomberg U.S. Treasury Floating Rate Index.
  2. Number of holdings. GBIL holds 43 positions and TFLO holds 8.
  3. One-year total return (similar). Over 1 year to Oct 20, 2026 GBIL returned +3.6% and TFLO +4.0% with distributions reinvested, a gap of 0.4 points.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
TFLO
iShares Treasury Floating Rate Bond ETF
Where it sits Bond ETF Bond ETF
Issuer Goldman Sachs iShares
What it is Tracks an index Tracks an index
Total return, 1 year +3.6% +4.0%
Its benchmark over the same days not measured +4.0% (USFR)
Gap to its benchmark not measured −0.1 pts vs USFR
Expense ratio 0.12% 0.15%
Holdings 43 8
Net assets, GBIL as of Oct 19, 2026 and TFLO as of Oct 20, 2026 $7.9bn $7.2bn

GBIL and TFLO on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About GBIL

GBIL tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.12% a year.

About TFLO

TFLO tracks an index. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, GBIL or TFLO?
In the year to Oct 20, 2026, with distributions reinvested, GBIL returned +3.6% and TFLO +4.0%.
Which is cheaper, GBIL or TFLO?
GBIL is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
GBIL vs VNLAGBIL vs TBUXBILZ vs GBILGBIL vs SGOVICSH vs TFLOTFLO vs VUSBTFLO vs VBILIBDS vs TFLO
GBIL on its own →TFLO on its own →Hold both: look the portfolio through →Rankings →GBIL dividend history →GBIL holdings →TFLO dividend history →TFLO holdings →Standards and sources →
Where these figures came from
GBIL filings on SEC EDGAR ↗GBIL prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗TFLO filings on SEC EDGAR ↗TFLO prospectus with the expense ratio (SEC) ↗iShares page for TFLO ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GBIL against TFLO, data as of Oct 20, 2026. https://etfiq.com/compare/any/gbil-vs-tflo

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.