Data as of Oct 28, 2026.

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FTEC vs XLY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, FTEC returned +25.0% to XLY's −3.6%; 0% of their weight is in the same names.

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Net assets: $22.1bn on Sep 30, 2026 for Fidelity MSCI Information Technology Index ETF, and $22.4bn on Oct 27, 2026 for State Street Consumer Discretionary Select Sector SPDR ETF.

At a glance
+25.0%
FTEC total return, 1 year
−3.6%
XLY total return, 1 year
0.08%
FTEC expense ratio
0.08%
XLY expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 28.6 points.

Points (pts) are percentage points.

FTEC vs XLY: Differences, Returns & Fees
MeasureFTECXLY
Return
Total return, 1 year+25.0%−3.6%
Drawdown
Below its high4.9%, high on Oct 6, 20266.8%, high on Jan 12, 2026
Benchmark
What it tracksMSCI USA IMI Information Technology 25/50 IndexConsumer Discretionary Select Sector Index
Cost and size
Expense ratio0.08%0.08%
Net assets, as of Sep 30, 2026$22.1bn$21.3bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund62.2%68.5%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, FTEC and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first FTEC XLY
Only in one fund ↓
Only in FTEC
NVIDIA Corp 17.09%
Apple Inc 16.21%
Microsoft Corp 10.93%
Broadcom Inc 4.20%
Micron Technology Inc 3.82%
Advanced Micro Devices Inc 3.18%
Cisco Systems Inc 1.92%
Applied Materials Inc 1.69%
Only in XLY
AMAZON.COM INC 22.43%
TESLA INC 19.15%
HOME DEPOT INC 5.30%
MCDONALD S CORP 4.31%
TJX COMPANIES INC 4.07%
STARBUCKS CORP 3.09%
BOOKING HOLDINGS INC 2.97%
LOWE S COS INC 2.92%
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Side by side

FTEC Fidelity MSCI Information Technology Index ETF XLY State Street Consumer Discretionary Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the MSCI Information Technology Tracks an index of Consumer discretionary
Total return, 1 year +25.0% −3.6%
Its benchmark over the same days +24.7% (VGT) +13.6% (SPY)
Gap to its benchmark +0.3 pts vs VGT −17.2 pts vs SPY
Expense ratio 0.08% 0.08%
Already in the S&P 500 87.8% 99.9%
Holdings 281 48
Net assets, FTEC as of Sep 30, 2026 and XLY as of Oct 27, 2026 $22.1bn $22.4bn

FTEC and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
FTEC

FTEC tracks the MSCI Information Technology. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +24.7% for its benchmark, the MSCI USA IMI Information Technology 25/50 Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jul 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 281 positions, with the top ten at 62.2%. It sat 4.9% below its high of Oct 6, 2026 on Oct 28, 2026.

XLY

XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, FTEC or XLY?
In the year to Oct 28, 2026, with distributions reinvested, FTEC returned +25.0% and XLY −3.6%.
Which is cheaper, FTEC or XLY?
Neither: FTEC and XLY both charge 0.08% a year. Fees come from each fund's prospectus.
How much do FTEC and XLY overlap with the S&P 500?
By their latest filed holdings, 88% of FTEC and 100% of XLY by weight is stocks the S&P 500 already holds.
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ETFIQ, FTEC against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/ftec-vs-xly

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