Data as of Oct 28, 2026.

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FTEC vs XLU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, FTEC returned +25.0% to XLU's −3.0%; 0% of their weight is in the same names.

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Net assets: $22.1bn on Sep 30, 2026 for Fidelity MSCI Information Technology Index ETF, and $23.9bn on Oct 27, 2026 for State Street Utilities Select Sector SPDR ETF.

At a glance
+25.0%
FTEC total return, 1 year
−3.0%
XLU total return, 1 year
0.08%
FTEC expense ratio
0.08%
XLU expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 28.0 points.

Points (pts) are percentage points.

FTEC vs XLU: Differences, Returns & Fees
MeasureFTECXLU
Return
Total return, 1 year+25.0%−3.0%
Drawdown
Below its high4.9%, high on Oct 6, 20269.1%, high on Feb 27, 2026
Benchmark
What it tracksMSCI USA IMI Information Technology 25/50 IndexUtilities Select Sector Index
Cost and size
Expense ratio0.08%0.08%
Net assets, as of Sep 30, 2026$22.1bn$21.3bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund62.2%58.7%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, FTEC and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first FTEC XLU
Only in one fund ↓
Only in FTEC
NVIDIA Corp 17.09%
Apple Inc 16.21%
Microsoft Corp 10.93%
Broadcom Inc 4.20%
Micron Technology Inc 3.82%
Advanced Micro Devices Inc 3.18%
Cisco Systems Inc 1.92%
Applied Materials Inc 1.69%
Only in XLU
NEXTERA ENERGY INC 12.76%
SOUTHERN CO 7.91%
DUKE ENERGY CORP 7.22%
CONSTELLATION ENERGY 6.33%
AMERICAN ELECTRIC POWER 5.26%
DOMINION ENERGY INC 4.26%
SEMPRA 4.12%
ENTERGY CORP 3.75%
Check overlap with more funds →

Side by side

FTEC Fidelity MSCI Information Technology Index ETF XLU State Street Utilities Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the MSCI Information Technology Tracks an index of Utilities
Total return, 1 year +25.0% −3.0%
Its benchmark over the same days +24.7% (VGT) not measured
Gap to its benchmark +0.3 pts vs VGT not measured
Expense ratio 0.08% 0.08%
Already in the S&P 500 87.8% 99.7%
Holdings 281 32
Net assets, FTEC as of Sep 30, 2026 and XLU as of Oct 27, 2026 $22.1bn $23.9bn

FTEC and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
FTEC

FTEC tracks the MSCI Information Technology. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +24.7% for its benchmark, the MSCI USA IMI Information Technology 25/50 Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jul 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 281 positions, with the top ten at 62.2%. It sat 4.9% below its high of Oct 6, 2026 on Oct 28, 2026.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, FTEC or XLU?
In the year to Oct 28, 2026, with distributions reinvested, FTEC returned +25.0% and XLU −3.0%.
Which is cheaper, FTEC or XLU?
Neither: FTEC and XLU both charge 0.08% a year. Fees come from each fund's prospectus.
How much do FTEC and XLU overlap with the S&P 500?
By their latest filed holdings, 88% of FTEC and 100% of XLU by weight is stocks the S&P 500 already holds.
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ETFIQ, FTEC against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/ftec-vs-xlu

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