Data as of Oct 28, 2026.

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IYW vs XLY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IYW returned +23.2% to XLY's −3.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $25.0bn for iShares U.S. Technology ETF and $22.4bn for State Street Consumer Discretionary Select Sector SPDR ETF.

At a glance
+23.2%
IYW total return, 1 year
−3.6%
XLY total return, 1 year
0.37%
IYW expense ratio
0.08%
XLY expense ratio

Pair scorecard

XLY costs 0.29 points a year less; their one-year returns differ by 26.8 points; IYW is 1.1 times larger.

IYW vs XLY: Differences, Returns & Fees
MeasureIYWXLY
Return
Total return, 1 year+23.2%−3.6%
Drawdown
Below its high5.5%, high on Oct 6, 20266.8%, high on Jan 12, 2026
Benchmark
What it tracksRussell 1000 Technology RIC 22Consumer Discretionary Select Sector Index
Cost and size
Expense ratio0.37%0.08%
Net assets, as of Oct 27, 2026$25.0bn$22.4bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund65.1%68.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, IYW and XLY hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IYW XLY
DOORDASH CLASS A 0.32% 1.69%
Only in one fund ↓
Only in IYW
NVIDIA 16.81%
APPLE 16.60%
MICROSOFT 13.07%
BROADCOM INC 3.14%
ADVANCED MICRO DEVICES 3.04%
META PLATFORMS CLASS A 3.02%
MICRON TECHNOLOGY 2.73%
ALPHABET CLASS A 2.38%
Only in XLY
AMAZON.COM INC 22.43%
TESLA INC 19.15%
HOME DEPOT INC 5.30%
MCDONALD S CORP 4.31%
TJX COMPANIES INC 4.07%
STARBUCKS CORP 3.09%
BOOKING HOLDINGS INC 2.97%
LOWE S COS INC 2.92%
Check overlap with more funds →

Side by side

IYW iShares U.S. Technology ETF XLY State Street Consumer Discretionary Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of U.S. Technology Tracks an index of Consumer discretionary
Total return, 1 year +23.2% −3.6%
Its benchmark over the same days +13.1% (IWB) +13.6% (SPY)
Gap to its benchmark +10.1 pts vs IWB −17.2 pts vs SPY
Expense ratio 0.37% 0.08%
Already in the S&P 500 94.3% 99.9%
Holdings 150 48
Net assets, as of Oct 27, 2026 $25.0bn $22.4bn

IYW and XLY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
IYW

IYW tracks an index of U.S. Technology. Over the year to Oct 28, 2026 it returned +23.2% with distributions reinvested, against +13.1% for its benchmark, the Russell 1000 Index. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 150 positions, with the top ten at 65.1%. It sat 5.5% below its high of Oct 6, 2026 on Oct 28, 2026.

XLY

XLY tracks an index of Consumer discretionary. Over the year to Oct 28, 2026 it returned −3.6% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 48 positions, with the top ten at 68.5%. It sat 6.8% below its high of Jan 12, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IYW or XLY?
In the year to Oct 28, 2026, with distributions reinvested, IYW returned +23.2% and XLY −3.6%.
Which is cheaper, IYW or XLY?
XLY is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IYW and XLY overlap with the S&P 500?
By their latest filed holdings, 94% of IYW and 100% of XLY by weight is stocks the S&P 500 already holds.
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ETFIQ, IYW against XLY, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyw-vs-xly

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