A
vs
B
Share
Compare their flowsAsk IQ about these two funds

FLDR vs VBIL: Differences, Returns & Fees

FLDR's duration was 0.8 years on May 31, 2026 and VBIL's 0.1 on Jun 30, 2026; VBIL charges 0.06% to FLDR's 0.15%. Net assets on Sep 30, 2026: $2.3bn for Fidelity Low Duration Bond Factor ETF and $12.8bn for Vanguard 0-3 Month Treasury Bill ETF.

Ask IQ about this page

Ask IQ about FLDR and VBIL

Answers cite the figures on this page.

VBIL costs 0.09 points a year less; their one-year returns differ by 0.5 points; VBIL is 5.5 times larger.

FLDR vs VBIL: Differences, Returns & Fees
FLDRVBIL
Expense ratio0.15%0.06%
Net assets, as of Sep 30, 2026$2.3bn$12.8bn
Total return, 1 year+3.2%+3.7%
What it tracksFidelity Low Duration Investment Grade Factor IndexBloomberg U.S. Treasury Bills 0-3 Months Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+3.2%
FLDR total return, 1 year
+3.7%
VBIL total return, 1 year
0.15%
FLDR expense ratio
0.06%
VBIL expense ratio

Get the week's ETF fund flows by email, every Monday.

Plus the Friday ETF note. Confirm from the link that arrives, and unsubscribe in one click. See Privacy.

Client brief · page 1 of 2Report BR-0F89FD540E

FLDR and VBIL are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. FLDR follows Fidelity Low Duration Investment Grade Factor Index and VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index.
  2. Number of holdings. FLDR holds 352 positions and VBIL holds 28.
  3. Size. FLDR has $2.3bn in net assets and VBIL $12.8bn (net assets, as of Sep 30, 2026); VBIL is 5.6 times larger.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

Take this comparison to a client

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Not advice. The brief uses the figures on this page, with the data date and a report id. Saved comparisons are listed on your saved page; privacy.

On the same fields

FLDR
Fidelity Low Duration Bond Factor ETF
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sits Bond ETF Bond ETF
Issuer Fidelity Vanguard
What it is Tracks an index Tracks an index of 0-3 Month Treasury Bill
Total return, 1 year +3.2% +3.7%
Expense ratio 0.15% 0.06%
Holdings 352 28
Net assets, as of Sep 30, 2026 $2.3bn $12.8bn

FLDR and VBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLDR

FLDR tracks an index. Over the year to Oct 20, 2026 it returned +3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, FLDR or VBIL?
In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and VBIL +3.7%.
Which is cheaper, FLDR or VBIL?
VBIL is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
FLDR vs VUSBFLDR vs USFRFLDR vs ICSHFLDR vs TFLOVBIL vs YEARRAVI vs VBILVBIL vs VGUSIBTH vs VBIL
FLDR on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →FLDR dividend history →FLDR holdings →VBIL dividend history →VBIL holdings →Standards and sources →
Where these figures came from
FLDR filings on SEC EDGAR ↗FLDR prospectus with the expense ratio (SEC) ↗Fidelity website ↗VBIL filings on SEC EDGAR ↗VBIL prospectus with the expense ratio (SEC) ↗Vanguard page for VBIL ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, FLDR against VBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/fldr-vs-vbil

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.