Data as of Oct 28, 2026.
EMB vs VBIL: Differences, Returns & Fees
EMB's duration was 6.5 years on Jul 31, 2026 and VBIL's 0.1 on Jun 30, 2026; VBIL charges 0.06% to EMB's 0.39%.
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Net assets: $13.2bn on Oct 28, 2026 for iShares J.P. Morgan USD Emerging Markets Bond ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.
Pair scorecard
VBIL costs 0.33 points a year less; their one-year returns differ by 4.1 points.
| Measure | EMB | VBIL |
|---|---|---|
| Return | ||
| Total return, 1 year | −0.4% | +3.7% |
| Drawdown | ||
| Below its high | 3.5%, high on Jun 29, 2026 | |
| Benchmark | ||
| What it tracks | J.P. Morgan EMBI Global Core Index | Bloomberg U.S. Treasury Bills 0-3 Months Index |
| Cost and size | ||
| Expense ratio | 0.39% | 0.06% |
| Net assets, as of Sep 30, 2026 | $12.9bn | $12.8bn |
| Holdings | ||
| Holdings in common | 0% | |
Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method
What they share
By the books each fund has filed, EMB and VBIL hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
EMB and VBIL on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
EMB
EMB tracks the J.P. Morgan USD Emerging Markets Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested. The prospectus expense ratio is 0.39% a year. It sat 3.5% below its high of Jun 29, 2026 on Oct 28, 2026.
VBIL
VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, EMB or VBIL?
- In the year to Oct 28, 2026, with distributions reinvested, EMB returned −0.4% and VBIL +3.7%.
- Which is cheaper, EMB or VBIL?
- VBIL is cheaper, by 0.33 percentage points a year. That is about $33 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, EMB against VBIL, data as of Oct 28, 2026. https://etfiq.com/compare/any/emb-vs-vbil
ETFIQ. (Oct 28, 2026). EMB against VBIL. Retrieved from https://etfiq.com/compare/any/emb-vs-vbil
[EMB against VBIL (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/emb-vs-vbil)
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