Data as of Oct 28, 2026.
DIA vs ITOT: Differences, Returns & Fees
Over the year to Oct 28, 2026, DIA returned +11.6% to ITOT's +13.4%; 27% of their weight is in the same names.
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Net assets on Oct 27, 2026: $45.9bn for SPDR Dow Jones Industrial Average ETF Trust and $97.1bn for iShares Core S&P Total U.S. Stock Market ETF.
Pair scorecard
ITOT costs 0.13 points a year less; their one-year returns differ by 1.8 points; ITOT is 2.1 times larger.
| Measure | DIA | ITOT |
|---|---|---|
| Return | ||
| Total return, 1 year | +11.6% | +13.4% |
| Drawdown | ||
| Below its high | 3.0%, high on Aug 5, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones Industrial Average | S&P Total Market Index (TMI) |
| Cost and size | ||
| Expense ratio | 0.16% | 0.03% |
| Net assets, as of Oct 27, 2026 | $45.9bn | $97.1bn |
| Holdings | ||
| Holdings in common | 27% | |
| Top ten holdings, share of the fund | 54.7% | 33.9% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Jan 30, 2004 to Oct 23, 2026 · 1,186 weekly returnsITOT returned more: +886.3% to +715.8%. DIA swung slightly less: 16.6% to 17.3%. DIA fell slightly less at its worst: −50.9% to −54.7%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | DIA | ITOT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +715.8% | +886.3% | ITOT | Price change plus distributions, reinvested. |
| Annualized | +9.6% | +10.6% | ITOT (slight) | Total return as a yearly rate. |
| Price return | +396.2% | +567.2% | ITOT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.6% | 17.3% | DIA (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.8% | 12.2% | DIA (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −50.9% | −54.7% | DIA (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.53 | 0.56 | ITOT (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.75 | 0.80 | ITOT (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.19 | 0.19 | Tie | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,186 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, DIA and ITOT hold 27% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
27% in common
Only in one fund ↓
Side by side
DIA and ITOT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
DIA and ITOT are built for the same job. How do they differ in cost, holdings and results?
- What each follows. DIA follows Dow Jones Industrial Average and ITOT follows S&P Total Market Index (TMI).
- Holdings in common. 27% of the weight is in the same securities (holdings dated Oct 27, 2026).
- Number of holdings. DIA holds 30 positions and ITOT holds 2443.
Data as of Oct 28, 2026.
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DIA
DIA tracks the Dow Jones Industrial Average. Over the year to Oct 28, 2026 it returned +11.6% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 54.7%. It sat 3.0% below its high of Aug 5, 2026 on Oct 28, 2026.
ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
Questions people ask
- Which returned more over the last year, DIA or ITOT?
- In the year to Oct 28, 2026, with distributions reinvested, DIA returned +11.6% and ITOT +13.4%.
- Which is cheaper, DIA or ITOT?
- ITOT is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, DIA against ITOT, data as of Oct 28, 2026. https://etfiq.com/compare/any/dia-vs-itot
ETFIQ. (Oct 28, 2026). DIA against ITOT. Retrieved from https://etfiq.com/compare/any/dia-vs-itot
[DIA against ITOT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/dia-vs-itot)
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